LTV · monthly repayment
▼ 0.50% · 3.625%
HK$131,711
−HK$8,260/mo
▼ 0.25% · 3.875%
HK$135,808
−HK$4,163/mo
Today · 4.125%
HK$139,971
baseline
▲ 0.50% · 4.625%
HK$148,487
+HK$8,516/mo
Deposit HK$28.88M · loan HK$28.88M · min. income ≈ HK$279,942/mo (50% DSR)
Upfront cash ≈ HK$31.34M (deposit + AVD stamp duty HK$2,454,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,527
−HK$7,917/mo
▼ 0.25% · 3.875%
HK$150,457
−HK$3,987/mo
Today · 4.125%
HK$154,444
baseline
▲ 0.50% · 4.625%
HK$162,585
+HK$8,141/mo
Deposit HK$28.88M · loan HK$28.88M · min. income ≈ HK$308,888/mo (50% DSR)
Upfront cash ≈ HK$31.34M (deposit + AVD stamp duty HK$2,454,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,053
−HK$9,912/mo
▼ 0.25% · 3.875%
HK$162,970
−HK$4,995/mo
Today · 4.125%
HK$167,965
baseline
▲ 0.50% · 4.625%
HK$178,185
+HK$10,220/mo
Deposit HK$23.10M · loan HK$34.66M · min. income ≈ HK$335,930/mo (50% DSR)
Upfront cash ≈ HK$25.56M (deposit + AVD stamp duty HK$2,454,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,833
−HK$9,499/mo
▼ 0.25% · 3.875%
HK$180,548
−HK$4,784/mo
Today · 4.125%
HK$185,332
baseline
▲ 0.50% · 4.625%
HK$195,102
+HK$9,770/mo
Deposit HK$23.10M · loan HK$34.66M · min. income ≈ HK$370,664/mo (50% DSR)
Upfront cash ≈ HK$25.56M (deposit + AVD stamp duty HK$2,454,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,396
−HK$11,563/mo
▼ 0.25% · 3.875%
HK$190,131
−HK$5,828/mo
Today · 4.125%
HK$195,959
baseline
▲ 0.50% · 4.625%
HK$207,882
+HK$11,923/mo
Deposit HK$17.33M · loan HK$40.43M · min. income ≈ HK$391,918/mo (50% DSR)
Upfront cash ≈ HK$19.78M (deposit + AVD stamp duty HK$2,454,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,138
−HK$11,083/mo
▼ 0.25% · 3.875%
HK$210,640
−HK$5,581/mo
Today · 4.125%
HK$216,221
baseline
▲ 0.50% · 4.625%
HK$227,619
+HK$11,398/mo
Deposit HK$17.33M · loan HK$40.43M · min. income ≈ HK$432,442/mo (50% DSR)
Upfront cash ≈ HK$19.78M (deposit + AVD stamp duty HK$2,454,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,080
−HK$14,867/mo
▼ 0.25% · 3.875%
HK$244,455
−HK$7,492/mo
Today · 4.125%
HK$251,947
baseline
▲ 0.50% · 4.625%
HK$267,277
+HK$15,330/mo
Deposit HK$5.78M · loan HK$51.99M · min. income ≈ HK$503,894/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$2,454,866 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$263,749
−HK$14,250/mo
▼ 0.25% · 3.875%
HK$270,823
−HK$7,176/mo
Today · 4.125%
HK$277,999
baseline
▲ 0.50% · 4.625%
HK$292,652
+HK$14,653/mo
Deposit HK$5.78M · loan HK$51.99M · min. income ≈ HK$555,998/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$2,454,866 · Scale 2, in force from 26 Feb 2026)