LTV · monthly repayment
▼ 0.50% · 3.625%
HK$131,724
−HK$8,260/mo
▼ 0.25% · 3.875%
HK$135,821
−HK$4,163/mo
Today · 4.125%
HK$139,984
baseline
▲ 0.50% · 4.625%
HK$148,502
+HK$8,518/mo
Deposit HK$28.88M · loan HK$28.88M · min. income ≈ HK$279,968/mo (50% DSR)
Upfront cash ≈ HK$31.34M (deposit + AVD stamp duty HK$2,455,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,542
−HK$7,917/mo
▼ 0.25% · 3.875%
HK$150,472
−HK$3,987/mo
Today · 4.125%
HK$154,459
baseline
▲ 0.50% · 4.625%
HK$162,601
+HK$8,142/mo
Deposit HK$28.88M · loan HK$28.88M · min. income ≈ HK$308,918/mo (50% DSR)
Upfront cash ≈ HK$31.34M (deposit + AVD stamp duty HK$2,455,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,069
−HK$9,912/mo
▼ 0.25% · 3.875%
HK$162,986
−HK$4,995/mo
Today · 4.125%
HK$167,981
baseline
▲ 0.50% · 4.625%
HK$178,202
+HK$10,221/mo
Deposit HK$23.11M · loan HK$34.66M · min. income ≈ HK$335,962/mo (50% DSR)
Upfront cash ≈ HK$25.56M (deposit + AVD stamp duty HK$2,455,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,850
−HK$9,501/mo
▼ 0.25% · 3.875%
HK$180,566
−HK$4,785/mo
Today · 4.125%
HK$185,351
baseline
▲ 0.50% · 4.625%
HK$195,121
+HK$9,770/mo
Deposit HK$23.11M · loan HK$34.66M · min. income ≈ HK$370,702/mo (50% DSR)
Upfront cash ≈ HK$25.56M (deposit + AVD stamp duty HK$2,455,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,414
−HK$11,564/mo
▼ 0.25% · 3.875%
HK$190,150
−HK$5,828/mo
Today · 4.125%
HK$195,978
baseline
▲ 0.50% · 4.625%
HK$207,903
+HK$11,925/mo
Deposit HK$17.33M · loan HK$40.44M · min. income ≈ HK$391,956/mo (50% DSR)
Upfront cash ≈ HK$19.79M (deposit + AVD stamp duty HK$2,455,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,158
−HK$11,084/mo
▼ 0.25% · 3.875%
HK$210,661
−HK$5,581/mo
Today · 4.125%
HK$216,242
baseline
▲ 0.50% · 4.625%
HK$227,641
+HK$11,399/mo
Deposit HK$17.33M · loan HK$40.44M · min. income ≈ HK$432,484/mo (50% DSR)
Upfront cash ≈ HK$19.79M (deposit + AVD stamp duty HK$2,455,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,103
−HK$14,869/mo
▼ 0.25% · 3.875%
HK$244,478
−HK$7,494/mo
Today · 4.125%
HK$251,972
baseline
▲ 0.50% · 4.625%
HK$267,304
+HK$15,332/mo
Deposit HK$5.78M · loan HK$51.99M · min. income ≈ HK$503,944/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$2,455,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$263,775
−HK$14,251/mo
▼ 0.25% · 3.875%
HK$270,849
−HK$7,177/mo
Today · 4.125%
HK$278,026
baseline
▲ 0.50% · 4.625%
HK$292,681
+HK$14,655/mo
Deposit HK$5.78M · loan HK$51.99M · min. income ≈ HK$556,052/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$2,455,106 · Scale 2, in force from 26 Feb 2026)