LTV · monthly repayment
▼ 0.50% · 3.625%
HK$131,732
−HK$8,261/mo
▼ 0.25% · 3.875%
HK$135,830
−HK$4,163/mo
Today · 4.125%
HK$139,993
baseline
▲ 0.50% · 4.625%
HK$148,511
+HK$8,518/mo
Deposit HK$28.89M · loan HK$28.89M · min. income ≈ HK$279,986/mo (50% DSR)
Upfront cash ≈ HK$31.34M (deposit + AVD stamp duty HK$2,455,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,551
−HK$7,917/mo
▼ 0.25% · 3.875%
HK$150,481
−HK$3,987/mo
Today · 4.125%
HK$154,468
baseline
▲ 0.50% · 4.625%
HK$162,611
+HK$8,143/mo
Deposit HK$28.89M · loan HK$28.89M · min. income ≈ HK$308,936/mo (50% DSR)
Upfront cash ≈ HK$31.34M (deposit + AVD stamp duty HK$2,455,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,079
−HK$9,912/mo
▼ 0.25% · 3.875%
HK$162,996
−HK$4,995/mo
Today · 4.125%
HK$167,991
baseline
▲ 0.50% · 4.625%
HK$178,213
+HK$10,222/mo
Deposit HK$23.11M · loan HK$34.66M · min. income ≈ HK$335,982/mo (50% DSR)
Upfront cash ≈ HK$25.56M (deposit + AVD stamp duty HK$2,455,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,861
−HK$9,501/mo
▼ 0.25% · 3.875%
HK$180,577
−HK$4,785/mo
Today · 4.125%
HK$185,362
baseline
▲ 0.50% · 4.625%
HK$195,133
+HK$9,771/mo
Deposit HK$23.11M · loan HK$34.66M · min. income ≈ HK$370,724/mo (50% DSR)
Upfront cash ≈ HK$25.56M (deposit + AVD stamp duty HK$2,455,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,425
−HK$11,565/mo
▼ 0.25% · 3.875%
HK$190,162
−HK$5,828/mo
Today · 4.125%
HK$195,990
baseline
▲ 0.50% · 4.625%
HK$207,916
+HK$11,926/mo
Deposit HK$17.33M · loan HK$40.44M · min. income ≈ HK$391,980/mo (50% DSR)
Upfront cash ≈ HK$19.79M (deposit + AVD stamp duty HK$2,455,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,171
−HK$11,085/mo
▼ 0.25% · 3.875%
HK$210,673
−HK$5,583/mo
Today · 4.125%
HK$216,256
baseline
▲ 0.50% · 4.625%
HK$227,655
+HK$11,399/mo
Deposit HK$17.33M · loan HK$40.44M · min. income ≈ HK$432,512/mo (50% DSR)
Upfront cash ≈ HK$19.79M (deposit + AVD stamp duty HK$2,455,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,118
−HK$14,869/mo
▼ 0.25% · 3.875%
HK$244,493
−HK$7,494/mo
Today · 4.125%
HK$251,987
baseline
▲ 0.50% · 4.625%
HK$267,320
+HK$15,333/mo
Deposit HK$5.78M · loan HK$51.99M · min. income ≈ HK$503,974/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$2,455,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$263,791
−HK$14,252/mo
▼ 0.25% · 3.875%
HK$270,866
−HK$7,177/mo
Today · 4.125%
HK$278,043
baseline
▲ 0.50% · 4.625%
HK$292,699
+HK$14,656/mo
Deposit HK$5.78M · loan HK$51.99M · min. income ≈ HK$556,086/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$2,455,257 · Scale 2, in force from 26 Feb 2026)