LTV · monthly repayment
▼ 0.50% · 3.625%
HK$131,754
−HK$8,262/mo
▼ 0.25% · 3.875%
HK$135,853
−HK$4,163/mo
Today · 4.125%
HK$140,016
baseline
▲ 0.50% · 4.625%
HK$148,536
+HK$8,520/mo
Deposit HK$28.89M · loan HK$28.89M · min. income ≈ HK$280,032/mo (50% DSR)
Upfront cash ≈ HK$31.35M (deposit + AVD stamp duty HK$2,455,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,575
−HK$7,919/mo
▼ 0.25% · 3.875%
HK$150,506
−HK$3,988/mo
Today · 4.125%
HK$154,494
baseline
▲ 0.50% · 4.625%
HK$162,638
+HK$8,144/mo
Deposit HK$28.89M · loan HK$28.89M · min. income ≈ HK$308,988/mo (50% DSR)
Upfront cash ≈ HK$31.35M (deposit + AVD stamp duty HK$2,455,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,105
−HK$9,915/mo
▼ 0.25% · 3.875%
HK$163,023
−HK$4,997/mo
Today · 4.125%
HK$168,020
baseline
▲ 0.50% · 4.625%
HK$178,243
+HK$10,223/mo
Deposit HK$23.11M · loan HK$34.67M · min. income ≈ HK$336,040/mo (50% DSR)
Upfront cash ≈ HK$25.57M (deposit + AVD stamp duty HK$2,455,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,890
−HK$9,503/mo
▼ 0.25% · 3.875%
HK$180,608
−HK$4,785/mo
Today · 4.125%
HK$185,393
baseline
▲ 0.50% · 4.625%
HK$195,166
+HK$9,773/mo
Deposit HK$23.11M · loan HK$34.67M · min. income ≈ HK$370,786/mo (50% DSR)
Upfront cash ≈ HK$25.57M (deposit + AVD stamp duty HK$2,455,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,456
−HK$11,567/mo
▼ 0.25% · 3.875%
HK$190,194
−HK$5,829/mo
Today · 4.125%
HK$196,023
baseline
▲ 0.50% · 4.625%
HK$207,951
+HK$11,928/mo
Deposit HK$17.33M · loan HK$40.45M · min. income ≈ HK$392,046/mo (50% DSR)
Upfront cash ≈ HK$19.79M (deposit + AVD stamp duty HK$2,455,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,206
−HK$11,086/mo
▼ 0.25% · 3.875%
HK$210,709
−HK$5,583/mo
Today · 4.125%
HK$216,292
baseline
▲ 0.50% · 4.625%
HK$227,693
+HK$11,401/mo
Deposit HK$17.33M · loan HK$40.45M · min. income ≈ HK$432,584/mo (50% DSR)
Upfront cash ≈ HK$19.79M (deposit + AVD stamp duty HK$2,455,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,158
−HK$14,872/mo
▼ 0.25% · 3.875%
HK$244,535
−HK$7,495/mo
Today · 4.125%
HK$252,030
baseline
▲ 0.50% · 4.625%
HK$267,365
+HK$15,335/mo
Deposit HK$5.78M · loan HK$52.00M · min. income ≈ HK$504,060/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$2,455,671 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$263,836
−HK$14,254/mo
▼ 0.25% · 3.875%
HK$270,912
−HK$7,178/mo
Today · 4.125%
HK$278,090
baseline
▲ 0.50% · 4.625%
HK$292,748
+HK$14,658/mo
Deposit HK$5.78M · loan HK$52.00M · min. income ≈ HK$556,180/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$2,455,671 · Scale 2, in force from 26 Feb 2026)