LTV · monthly repayment
▼ 0.50% · 3.625%
HK$131,758
−HK$8,262/mo
▼ 0.25% · 3.875%
HK$135,856
−HK$4,164/mo
Today · 4.125%
HK$140,020
baseline
▲ 0.50% · 4.625%
HK$148,540
+HK$8,520/mo
Deposit HK$28.89M · loan HK$28.89M · min. income ≈ HK$280,040/mo (50% DSR)
Upfront cash ≈ HK$31.35M (deposit + AVD stamp duty HK$2,455,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,579
−HK$7,920/mo
▼ 0.25% · 3.875%
HK$150,511
−HK$3,988/mo
Today · 4.125%
HK$154,499
baseline
▲ 0.50% · 4.625%
HK$162,642
+HK$8,143/mo
Deposit HK$28.89M · loan HK$28.89M · min. income ≈ HK$308,998/mo (50% DSR)
Upfront cash ≈ HK$31.35M (deposit + AVD stamp duty HK$2,455,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,110
−HK$9,914/mo
▼ 0.25% · 3.875%
HK$163,028
−HK$4,996/mo
Today · 4.125%
HK$168,024
baseline
▲ 0.50% · 4.625%
HK$178,248
+HK$10,224/mo
Deposit HK$23.11M · loan HK$34.67M · min. income ≈ HK$336,048/mo (50% DSR)
Upfront cash ≈ HK$25.57M (deposit + AVD stamp duty HK$2,455,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,895
−HK$9,503/mo
▼ 0.25% · 3.875%
HK$180,613
−HK$4,785/mo
Today · 4.125%
HK$185,398
baseline
▲ 0.50% · 4.625%
HK$195,171
+HK$9,773/mo
Deposit HK$23.11M · loan HK$34.67M · min. income ≈ HK$370,796/mo (50% DSR)
Upfront cash ≈ HK$25.57M (deposit + AVD stamp duty HK$2,455,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,461
−HK$11,567/mo
▼ 0.25% · 3.875%
HK$190,199
−HK$5,829/mo
Today · 4.125%
HK$196,028
baseline
▲ 0.50% · 4.625%
HK$207,956
+HK$11,928/mo
Deposit HK$17.33M · loan HK$40.45M · min. income ≈ HK$392,056/mo (50% DSR)
Upfront cash ≈ HK$19.79M (deposit + AVD stamp duty HK$2,455,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,211
−HK$11,087/mo
▼ 0.25% · 3.875%
HK$210,715
−HK$5,583/mo
Today · 4.125%
HK$216,298
baseline
▲ 0.50% · 4.625%
HK$227,699
+HK$11,401/mo
Deposit HK$17.33M · loan HK$40.45M · min. income ≈ HK$432,596/mo (50% DSR)
Upfront cash ≈ HK$19.79M (deposit + AVD stamp duty HK$2,455,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,164
−HK$14,873/mo
▼ 0.25% · 3.875%
HK$244,541
−HK$7,496/mo
Today · 4.125%
HK$252,037
baseline
▲ 0.50% · 4.625%
HK$267,372
+HK$15,335/mo
Deposit HK$5.78M · loan HK$52.00M · min. income ≈ HK$504,074/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$2,455,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$263,843
−HK$14,255/mo
▼ 0.25% · 3.875%
HK$270,919
−HK$7,179/mo
Today · 4.125%
HK$278,098
baseline
▲ 0.50% · 4.625%
HK$292,756
+HK$14,658/mo
Deposit HK$5.78M · loan HK$52.00M · min. income ≈ HK$556,196/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$2,455,739 · Scale 2, in force from 26 Feb 2026)