LTV · monthly repayment
▼ 0.50% · 3.625%
HK$131,762
−HK$8,263/mo
▼ 0.25% · 3.875%
HK$135,861
−HK$4,164/mo
Today · 4.125%
HK$140,025
baseline
▲ 0.50% · 4.625%
HK$148,545
+HK$8,520/mo
Deposit HK$28.89M · loan HK$28.89M · min. income ≈ HK$280,050/mo (50% DSR)
Upfront cash ≈ HK$31.35M (deposit + AVD stamp duty HK$2,455,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,584
−HK$7,920/mo
▼ 0.25% · 3.875%
HK$150,516
−HK$3,988/mo
Today · 4.125%
HK$154,504
baseline
▲ 0.50% · 4.625%
HK$162,648
+HK$8,144/mo
Deposit HK$28.89M · loan HK$28.89M · min. income ≈ HK$309,008/mo (50% DSR)
Upfront cash ≈ HK$31.35M (deposit + AVD stamp duty HK$2,455,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,115
−HK$9,915/mo
▼ 0.25% · 3.875%
HK$163,033
−HK$4,997/mo
Today · 4.125%
HK$168,030
baseline
▲ 0.50% · 4.625%
HK$178,254
+HK$10,224/mo
Deposit HK$23.11M · loan HK$34.67M · min. income ≈ HK$336,060/mo (50% DSR)
Upfront cash ≈ HK$25.57M (deposit + AVD stamp duty HK$2,455,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,901
−HK$9,503/mo
▼ 0.25% · 3.875%
HK$180,619
−HK$4,785/mo
Today · 4.125%
HK$185,404
baseline
▲ 0.50% · 4.625%
HK$195,177
+HK$9,773/mo
Deposit HK$23.11M · loan HK$34.67M · min. income ≈ HK$370,808/mo (50% DSR)
Upfront cash ≈ HK$25.57M (deposit + AVD stamp duty HK$2,455,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,467
−HK$11,568/mo
▼ 0.25% · 3.875%
HK$190,205
−HK$5,830/mo
Today · 4.125%
HK$196,035
baseline
▲ 0.50% · 4.625%
HK$207,963
+HK$11,928/mo
Deposit HK$17.34M · loan HK$40.45M · min. income ≈ HK$392,070/mo (50% DSR)
Upfront cash ≈ HK$19.79M (deposit + AVD stamp duty HK$2,455,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,218
−HK$11,087/mo
▼ 0.25% · 3.875%
HK$210,722
−HK$5,583/mo
Today · 4.125%
HK$216,305
baseline
▲ 0.50% · 4.625%
HK$227,707
+HK$11,402/mo
Deposit HK$17.34M · loan HK$40.45M · min. income ≈ HK$432,610/mo (50% DSR)
Upfront cash ≈ HK$19.79M (deposit + AVD stamp duty HK$2,455,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,172
−HK$14,873/mo
▼ 0.25% · 3.875%
HK$244,550
−HK$7,495/mo
Today · 4.125%
HK$252,045
baseline
▲ 0.50% · 4.625%
HK$267,381
+HK$15,336/mo
Deposit HK$5.78M · loan HK$52.01M · min. income ≈ HK$504,090/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$2,455,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$263,852
−HK$14,255/mo
▼ 0.25% · 3.875%
HK$270,928
−HK$7,179/mo
Today · 4.125%
HK$278,107
baseline
▲ 0.50% · 4.625%
HK$292,766
+HK$14,659/mo
Deposit HK$5.78M · loan HK$52.01M · min. income ≈ HK$556,214/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$2,455,820 · Scale 2, in force from 26 Feb 2026)