LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,181
−HK$826/mo
▼ 0.25% · 3.875%
HK$13,591
−HK$416/mo
Today · 4.125%
HK$14,007
baseline
▲ 0.50% · 4.625%
HK$14,860
+HK$853/mo
Deposit HK$2.89M · loan HK$2.89M · min. income ≈ HK$28,014/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$130,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,664
−HK$792/mo
▼ 0.25% · 3.875%
HK$15,057
−HK$399/mo
Today · 4.125%
HK$15,456
baseline
▲ 0.50% · 4.625%
HK$16,270
+HK$814/mo
Deposit HK$2.89M · loan HK$2.89M · min. income ≈ HK$30,912/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$130,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,817
−HK$992/mo
▼ 0.25% · 3.875%
HK$16,309
−HK$500/mo
Today · 4.125%
HK$16,809
baseline
▲ 0.50% · 4.625%
HK$17,832
+HK$1,023/mo
Deposit HK$2.31M · loan HK$3.47M · min. income ≈ HK$33,618/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$130,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,596
−HK$951/mo
▼ 0.25% · 3.875%
HK$18,068
−HK$479/mo
Today · 4.125%
HK$18,547
baseline
▲ 0.50% · 4.625%
HK$19,525
+HK$978/mo
Deposit HK$2.31M · loan HK$3.47M · min. income ≈ HK$37,094/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$130,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,453
−HK$1,157/mo
▼ 0.25% · 3.875%
HK$19,027
−HK$583/mo
Today · 4.125%
HK$19,610
baseline
▲ 0.50% · 4.625%
HK$20,804
+HK$1,194/mo
Deposit HK$1.73M · loan HK$4.05M · min. income ≈ HK$39,220/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$130,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,529
−HK$1,109/mo
▼ 0.25% · 3.875%
HK$21,080
−HK$558/mo
Today · 4.125%
HK$21,638
baseline
▲ 0.50% · 4.625%
HK$22,779
+HK$1,141/mo
Deposit HK$1.73M · loan HK$4.05M · min. income ≈ HK$43,276/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$130,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,725
−HK$1,488/mo
▼ 0.25% · 3.875%
HK$24,463
−HK$750/mo
Today · 4.125%
HK$25,213
baseline
▲ 0.50% · 4.625%
HK$26,747
+HK$1,534/mo
Deposit HK$578K · loan HK$5.20M · min. income ≈ HK$50,426/mo (50% DSR)
Upfront cash ≈ HK$708K (deposit + AVD stamp duty HK$130,060 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,394
−HK$1,426/mo
▼ 0.25% · 3.875%
HK$27,102
−HK$718/mo
Today · 4.125%
HK$27,820
baseline
▲ 0.50% · 4.625%
HK$29,287
+HK$1,467/mo
Deposit HK$578K · loan HK$5.20M · min. income ≈ HK$55,640/mo (50% DSR)
Upfront cash ≈ HK$708K (deposit + AVD stamp duty HK$130,060 · Scale 2, in force from 26 Feb 2026)