LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,181
−HK$827/mo
▼ 0.25% · 3.875%
HK$13,591
−HK$417/mo
Today · 4.125%
HK$14,008
baseline
▲ 0.50% · 4.625%
HK$14,860
+HK$852/mo
Deposit HK$2.89M · loan HK$2.89M · min. income ≈ HK$28,016/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$130,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,664
−HK$792/mo
▼ 0.25% · 3.875%
HK$15,057
−HK$399/mo
Today · 4.125%
HK$15,456
baseline
▲ 0.50% · 4.625%
HK$16,271
+HK$815/mo
Deposit HK$2.89M · loan HK$2.89M · min. income ≈ HK$30,912/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$130,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,818
−HK$991/mo
▼ 0.25% · 3.875%
HK$16,310
−HK$499/mo
Today · 4.125%
HK$16,809
baseline
▲ 0.50% · 4.625%
HK$17,832
+HK$1,023/mo
Deposit HK$2.31M · loan HK$3.47M · min. income ≈ HK$33,618/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$130,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,597
−HK$951/mo
▼ 0.25% · 3.875%
HK$18,069
−HK$479/mo
Today · 4.125%
HK$18,548
baseline
▲ 0.50% · 4.625%
HK$19,525
+HK$977/mo
Deposit HK$2.31M · loan HK$3.47M · min. income ≈ HK$37,096/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$130,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,454
−HK$1,157/mo
▼ 0.25% · 3.875%
HK$19,028
−HK$583/mo
Today · 4.125%
HK$19,611
baseline
▲ 0.50% · 4.625%
HK$20,804
+HK$1,193/mo
Deposit HK$1.73M · loan HK$4.05M · min. income ≈ HK$39,222/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$130,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,530
−HK$1,109/mo
▼ 0.25% · 3.875%
HK$21,080
−HK$559/mo
Today · 4.125%
HK$21,639
baseline
▲ 0.50% · 4.625%
HK$22,779
+HK$1,140/mo
Deposit HK$1.73M · loan HK$4.05M · min. income ≈ HK$43,278/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$130,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,726
−HK$1,488/mo
▼ 0.25% · 3.875%
HK$24,464
−HK$750/mo
Today · 4.125%
HK$25,214
baseline
▲ 0.50% · 4.625%
HK$26,748
+HK$1,534/mo
Deposit HK$578K · loan HK$5.20M · min. income ≈ HK$50,428/mo (50% DSR)
Upfront cash ≈ HK$708K (deposit + AVD stamp duty HK$130,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,395
−HK$1,426/mo
▼ 0.25% · 3.875%
HK$27,103
−HK$718/mo
Today · 4.125%
HK$27,821
baseline
▲ 0.50% · 4.625%
HK$29,288
+HK$1,467/mo
Deposit HK$578K · loan HK$5.20M · min. income ≈ HK$55,642/mo (50% DSR)
Upfront cash ≈ HK$708K (deposit + AVD stamp duty HK$130,064 · Scale 2, in force from 26 Feb 2026)