LTV · monthly repayment
▼ 0.50% · 3.625%
HK$131,815
−HK$8,266/mo
▼ 0.25% · 3.875%
HK$135,915
−HK$4,166/mo
Today · 4.125%
HK$140,081
baseline
▲ 0.50% · 4.625%
HK$148,604
+HK$8,523/mo
Deposit HK$28.90M · loan HK$28.90M · min. income ≈ HK$280,162/mo (50% DSR)
Upfront cash ≈ HK$31.36M (deposit + AVD stamp duty HK$2,456,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,643
−HK$7,922/mo
▼ 0.25% · 3.875%
HK$150,575
−HK$3,990/mo
Today · 4.125%
HK$154,565
baseline
▲ 0.50% · 4.625%
HK$162,713
+HK$8,148/mo
Deposit HK$28.90M · loan HK$28.90M · min. income ≈ HK$309,130/mo (50% DSR)
Upfront cash ≈ HK$31.36M (deposit + AVD stamp duty HK$2,456,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,178
−HK$9,919/mo
▼ 0.25% · 3.875%
HK$163,098
−HK$4,999/mo
Today · 4.125%
HK$168,097
baseline
▲ 0.50% · 4.625%
HK$178,325
+HK$10,228/mo
Deposit HK$23.12M · loan HK$34.68M · min. income ≈ HK$336,194/mo (50% DSR)
Upfront cash ≈ HK$25.58M (deposit + AVD stamp duty HK$2,456,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,971
−HK$9,507/mo
▼ 0.25% · 3.875%
HK$180,690
−HK$4,788/mo
Today · 4.125%
HK$185,478
baseline
▲ 0.50% · 4.625%
HK$195,255
+HK$9,777/mo
Deposit HK$23.12M · loan HK$34.68M · min. income ≈ HK$370,956/mo (50% DSR)
Upfront cash ≈ HK$25.58M (deposit + AVD stamp duty HK$2,456,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,541
−HK$11,572/mo
▼ 0.25% · 3.875%
HK$190,281
−HK$5,832/mo
Today · 4.125%
HK$196,113
baseline
▲ 0.50% · 4.625%
HK$208,046
+HK$11,933/mo
Deposit HK$17.34M · loan HK$40.46M · min. income ≈ HK$392,226/mo (50% DSR)
Upfront cash ≈ HK$19.80M (deposit + AVD stamp duty HK$2,456,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,300
−HK$11,091/mo
▼ 0.25% · 3.875%
HK$210,806
−HK$5,585/mo
Today · 4.125%
HK$216,391
baseline
▲ 0.50% · 4.625%
HK$227,798
+HK$11,407/mo
Deposit HK$17.34M · loan HK$40.46M · min. income ≈ HK$432,782/mo (50% DSR)
Upfront cash ≈ HK$19.80M (deposit + AVD stamp duty HK$2,456,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,266
−HK$14,879/mo
▼ 0.25% · 3.875%
HK$244,647
−HK$7,498/mo
Today · 4.125%
HK$252,145
baseline
▲ 0.50% · 4.625%
HK$267,488
+HK$15,343/mo
Deposit HK$5.78M · loan HK$52.03M · min. income ≈ HK$504,290/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$2,456,796 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$263,957
−HK$14,260/mo
▼ 0.25% · 3.875%
HK$271,036
−HK$7,181/mo
Today · 4.125%
HK$278,217
baseline
▲ 0.50% · 4.625%
HK$292,883
+HK$14,666/mo
Deposit HK$5.78M · loan HK$52.03M · min. income ≈ HK$556,434/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$2,456,796 · Scale 2, in force from 26 Feb 2026)