LTV · monthly repayment
▼ 0.50% · 3.625%
HK$131,822
−HK$8,267/mo
▼ 0.25% · 3.875%
HK$135,923
−HK$4,166/mo
Today · 4.125%
HK$140,089
baseline
▲ 0.50% · 4.625%
HK$148,613
+HK$8,524/mo
Deposit HK$28.91M · loan HK$28.91M · min. income ≈ HK$280,178/mo (50% DSR)
Upfront cash ≈ HK$31.36M (deposit + AVD stamp duty HK$2,456,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,651
−HK$7,923/mo
▼ 0.25% · 3.875%
HK$150,584
−HK$3,990/mo
Today · 4.125%
HK$154,574
baseline
▲ 0.50% · 4.625%
HK$162,722
+HK$8,148/mo
Deposit HK$28.91M · loan HK$28.91M · min. income ≈ HK$309,148/mo (50% DSR)
Upfront cash ≈ HK$31.36M (deposit + AVD stamp duty HK$2,456,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,187
−HK$9,919/mo
▼ 0.25% · 3.875%
HK$163,107
−HK$4,999/mo
Today · 4.125%
HK$168,106
baseline
▲ 0.50% · 4.625%
HK$178,335
+HK$10,229/mo
Deposit HK$23.12M · loan HK$34.69M · min. income ≈ HK$336,212/mo (50% DSR)
Upfront cash ≈ HK$25.58M (deposit + AVD stamp duty HK$2,456,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$175,981
−HK$9,508/mo
▼ 0.25% · 3.875%
HK$180,701
−HK$4,788/mo
Today · 4.125%
HK$185,489
baseline
▲ 0.50% · 4.625%
HK$195,266
+HK$9,777/mo
Deposit HK$23.12M · loan HK$34.69M · min. income ≈ HK$370,978/mo (50% DSR)
Upfront cash ≈ HK$25.58M (deposit + AVD stamp duty HK$2,456,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,551
−HK$11,573/mo
▼ 0.25% · 3.875%
HK$190,292
−HK$5,832/mo
Today · 4.125%
HK$196,124
baseline
▲ 0.50% · 4.625%
HK$208,058
+HK$11,934/mo
Deposit HK$17.34M · loan HK$40.47M · min. income ≈ HK$392,248/mo (50% DSR)
Upfront cash ≈ HK$19.80M (deposit + AVD stamp duty HK$2,456,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,311
−HK$11,093/mo
▼ 0.25% · 3.875%
HK$210,818
−HK$5,586/mo
Today · 4.125%
HK$216,404
baseline
▲ 0.50% · 4.625%
HK$227,811
+HK$11,407/mo
Deposit HK$17.34M · loan HK$40.47M · min. income ≈ HK$432,808/mo (50% DSR)
Upfront cash ≈ HK$19.80M (deposit + AVD stamp duty HK$2,456,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,280
−HK$14,880/mo
▼ 0.25% · 3.875%
HK$244,661
−HK$7,499/mo
Today · 4.125%
HK$252,160
baseline
▲ 0.50% · 4.625%
HK$267,503
+HK$15,343/mo
Deposit HK$5.78M · loan HK$52.03M · min. income ≈ HK$504,320/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$2,456,938 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$263,972
−HK$14,261/mo
▼ 0.25% · 3.875%
HK$271,051
−HK$7,182/mo
Today · 4.125%
HK$278,233
baseline
▲ 0.50% · 4.625%
HK$292,899
+HK$14,666/mo
Deposit HK$5.78M · loan HK$52.03M · min. income ≈ HK$556,466/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$2,456,938 · Scale 2, in force from 26 Feb 2026)