LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,184
−HK$827/mo
▼ 0.25% · 3.875%
HK$13,594
−HK$417/mo
Today · 4.125%
HK$14,011
baseline
▲ 0.50% · 4.625%
HK$14,863
+HK$852/mo
Deposit HK$2.89M · loan HK$2.89M · min. income ≈ HK$28,022/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$130,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,667
−HK$793/mo
▼ 0.25% · 3.875%
HK$15,061
−HK$399/mo
Today · 4.125%
HK$15,460
baseline
▲ 0.50% · 4.625%
HK$16,275
+HK$815/mo
Deposit HK$2.89M · loan HK$2.89M · min. income ≈ HK$30,920/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$130,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,821
−HK$992/mo
▼ 0.25% · 3.875%
HK$16,313
−HK$500/mo
Today · 4.125%
HK$16,813
baseline
▲ 0.50% · 4.625%
HK$17,836
+HK$1,023/mo
Deposit HK$2.31M · loan HK$3.47M · min. income ≈ HK$33,626/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$130,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,601
−HK$951/mo
▼ 0.25% · 3.875%
HK$18,073
−HK$479/mo
Today · 4.125%
HK$18,552
baseline
▲ 0.50% · 4.625%
HK$19,530
+HK$978/mo
Deposit HK$2.31M · loan HK$3.47M · min. income ≈ HK$37,104/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$130,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,458
−HK$1,157/mo
▼ 0.25% · 3.875%
HK$19,032
−HK$583/mo
Today · 4.125%
HK$19,615
baseline
▲ 0.50% · 4.625%
HK$20,809
+HK$1,194/mo
Deposit HK$1.73M · loan HK$4.05M · min. income ≈ HK$39,230/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$130,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,534
−HK$1,110/mo
▼ 0.25% · 3.875%
HK$21,085
−HK$559/mo
Today · 4.125%
HK$21,644
baseline
▲ 0.50% · 4.625%
HK$22,784
+HK$1,140/mo
Deposit HK$1.73M · loan HK$4.05M · min. income ≈ HK$43,288/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$130,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,732
−HK$1,488/mo
▼ 0.25% · 3.875%
HK$24,470
−HK$750/mo
Today · 4.125%
HK$25,220
baseline
▲ 0.50% · 4.625%
HK$26,754
+HK$1,534/mo
Deposit HK$578K · loan HK$5.20M · min. income ≈ HK$50,440/mo (50% DSR)
Upfront cash ≈ HK$708K (deposit + AVD stamp duty HK$130,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,401
−HK$1,426/mo
▼ 0.25% · 3.875%
HK$27,109
−HK$718/mo
Today · 4.125%
HK$27,827
baseline
▲ 0.50% · 4.625%
HK$29,294
+HK$1,467/mo
Deposit HK$578K · loan HK$5.20M · min. income ≈ HK$55,654/mo (50% DSR)
Upfront cash ≈ HK$708K (deposit + AVD stamp duty HK$130,093 · Scale 2, in force from 26 Feb 2026)