LTV · monthly repayment
▼ 0.50% · 3.625%
HK$131,854
−HK$8,268/mo
▼ 0.25% · 3.875%
HK$135,955
−HK$4,167/mo
Today · 4.125%
HK$140,122
baseline
▲ 0.50% · 4.625%
HK$148,648
+HK$8,526/mo
Deposit HK$28.91M · loan HK$28.91M · min. income ≈ HK$280,244/mo (50% DSR)
Upfront cash ≈ HK$31.37M (deposit + AVD stamp duty HK$2,457,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,686
−HK$7,925/mo
▼ 0.25% · 3.875%
HK$150,620
−HK$3,991/mo
Today · 4.125%
HK$154,611
baseline
▲ 0.50% · 4.625%
HK$162,761
+HK$8,150/mo
Deposit HK$28.91M · loan HK$28.91M · min. income ≈ HK$309,222/mo (50% DSR)
Upfront cash ≈ HK$31.37M (deposit + AVD stamp duty HK$2,457,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,224
−HK$9,923/mo
▼ 0.25% · 3.875%
HK$163,146
−HK$5,001/mo
Today · 4.125%
HK$168,147
baseline
▲ 0.50% · 4.625%
HK$178,378
+HK$10,231/mo
Deposit HK$23.13M · loan HK$34.69M · min. income ≈ HK$336,294/mo (50% DSR)
Upfront cash ≈ HK$25.59M (deposit + AVD stamp duty HK$2,457,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,023
−HK$9,510/mo
▼ 0.25% · 3.875%
HK$180,744
−HK$4,789/mo
Today · 4.125%
HK$185,533
baseline
▲ 0.50% · 4.625%
HK$195,313
+HK$9,780/mo
Deposit HK$23.13M · loan HK$34.69M · min. income ≈ HK$371,066/mo (50% DSR)
Upfront cash ≈ HK$25.59M (deposit + AVD stamp duty HK$2,457,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,595
−HK$11,576/mo
▼ 0.25% · 3.875%
HK$190,337
−HK$5,834/mo
Today · 4.125%
HK$196,171
baseline
▲ 0.50% · 4.625%
HK$208,108
+HK$11,937/mo
Deposit HK$17.35M · loan HK$40.48M · min. income ≈ HK$392,342/mo (50% DSR)
Upfront cash ≈ HK$19.80M (deposit + AVD stamp duty HK$2,457,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,360
−HK$11,095/mo
▼ 0.25% · 3.875%
HK$210,868
−HK$5,587/mo
Today · 4.125%
HK$216,455
baseline
▲ 0.50% · 4.625%
HK$227,865
+HK$11,410/mo
Deposit HK$17.35M · loan HK$40.48M · min. income ≈ HK$432,910/mo (50% DSR)
Upfront cash ≈ HK$19.80M (deposit + AVD stamp duty HK$2,457,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,337
−HK$14,883/mo
▼ 0.25% · 3.875%
HK$244,719
−HK$7,501/mo
Today · 4.125%
HK$252,220
baseline
▲ 0.50% · 4.625%
HK$267,567
+HK$15,347/mo
Deposit HK$5.78M · loan HK$52.04M · min. income ≈ HK$504,440/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$2,457,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$264,035
−HK$14,265/mo
▼ 0.25% · 3.875%
HK$271,116
−HK$7,184/mo
Today · 4.125%
HK$278,300
baseline
▲ 0.50% · 4.625%
HK$292,969
+HK$14,669/mo
Deposit HK$5.78M · loan HK$52.04M · min. income ≈ HK$556,600/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$2,457,524 · Scale 2, in force from 26 Feb 2026)