LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,186
−HK$827/mo
▼ 0.25% · 3.875%
HK$13,596
−HK$417/mo
Today · 4.125%
HK$14,013
baseline
▲ 0.50% · 4.625%
HK$14,866
+HK$853/mo
Deposit HK$2.89M · loan HK$2.89M · min. income ≈ HK$28,026/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$130,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,670
−HK$792/mo
▼ 0.25% · 3.875%
HK$15,063
−HK$399/mo
Today · 4.125%
HK$15,462
baseline
▲ 0.50% · 4.625%
HK$16,277
+HK$815/mo
Deposit HK$2.89M · loan HK$2.89M · min. income ≈ HK$30,924/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$130,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,823
−HK$993/mo
▼ 0.25% · 3.875%
HK$16,316
−HK$500/mo
Today · 4.125%
HK$16,816
baseline
▲ 0.50% · 4.625%
HK$17,839
+HK$1,023/mo
Deposit HK$2.31M · loan HK$3.47M · min. income ≈ HK$33,632/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$130,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,603
−HK$951/mo
▼ 0.25% · 3.875%
HK$18,076
−HK$478/mo
Today · 4.125%
HK$18,554
baseline
▲ 0.50% · 4.625%
HK$19,532
+HK$978/mo
Deposit HK$2.31M · loan HK$3.47M · min. income ≈ HK$37,108/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$130,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,461
−HK$1,157/mo
▼ 0.25% · 3.875%
HK$19,035
−HK$583/mo
Today · 4.125%
HK$19,618
baseline
▲ 0.50% · 4.625%
HK$20,812
+HK$1,194/mo
Deposit HK$1.73M · loan HK$4.05M · min. income ≈ HK$39,236/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$130,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,537
−HK$1,110/mo
▼ 0.25% · 3.875%
HK$21,088
−HK$559/mo
Today · 4.125%
HK$21,647
baseline
▲ 0.50% · 4.625%
HK$22,788
+HK$1,141/mo
Deposit HK$1.73M · loan HK$4.05M · min. income ≈ HK$43,294/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$130,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,735
−HK$1,489/mo
▼ 0.25% · 3.875%
HK$24,473
−HK$751/mo
Today · 4.125%
HK$25,224
baseline
▲ 0.50% · 4.625%
HK$26,758
+HK$1,534/mo
Deposit HK$578K · loan HK$5.20M · min. income ≈ HK$50,448/mo (50% DSR)
Upfront cash ≈ HK$708K (deposit + AVD stamp duty HK$130,113 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,405
−HK$1,427/mo
▼ 0.25% · 3.875%
HK$27,113
−HK$719/mo
Today · 4.125%
HK$27,832
baseline
▲ 0.50% · 4.625%
HK$29,299
+HK$1,467/mo
Deposit HK$578K · loan HK$5.20M · min. income ≈ HK$55,664/mo (50% DSR)
Upfront cash ≈ HK$708K (deposit + AVD stamp duty HK$130,113 · Scale 2, in force from 26 Feb 2026)