LTV · monthly repayment
▼ 0.50% · 3.625%
HK$131,868
−HK$8,269/mo
▼ 0.25% · 3.875%
HK$135,970
−HK$4,167/mo
Today · 4.125%
HK$140,137
baseline
▲ 0.50% · 4.625%
HK$148,664
+HK$8,527/mo
Deposit HK$28.92M · loan HK$28.92M · min. income ≈ HK$280,274/mo (50% DSR)
Upfront cash ≈ HK$31.37M (deposit + AVD stamp duty HK$2,457,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,702
−HK$7,926/mo
▼ 0.25% · 3.875%
HK$150,636
−HK$3,992/mo
Today · 4.125%
HK$154,628
baseline
▲ 0.50% · 4.625%
HK$162,778
+HK$8,150/mo
Deposit HK$28.92M · loan HK$28.92M · min. income ≈ HK$309,256/mo (50% DSR)
Upfront cash ≈ HK$31.37M (deposit + AVD stamp duty HK$2,457,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,242
−HK$9,923/mo
▼ 0.25% · 3.875%
HK$163,164
−HK$5,001/mo
Today · 4.125%
HK$168,165
baseline
▲ 0.50% · 4.625%
HK$178,397
+HK$10,232/mo
Deposit HK$23.13M · loan HK$34.70M · min. income ≈ HK$336,330/mo (50% DSR)
Upfront cash ≈ HK$25.59M (deposit + AVD stamp duty HK$2,457,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,042
−HK$9,511/mo
▼ 0.25% · 3.875%
HK$180,764
−HK$4,789/mo
Today · 4.125%
HK$185,553
baseline
▲ 0.50% · 4.625%
HK$195,334
+HK$9,781/mo
Deposit HK$23.13M · loan HK$34.70M · min. income ≈ HK$371,106/mo (50% DSR)
Upfront cash ≈ HK$25.59M (deposit + AVD stamp duty HK$2,457,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,615
−HK$11,577/mo
▼ 0.25% · 3.875%
HK$190,358
−HK$5,834/mo
Today · 4.125%
HK$196,192
baseline
▲ 0.50% · 4.625%
HK$208,130
+HK$11,938/mo
Deposit HK$17.35M · loan HK$40.48M · min. income ≈ HK$392,384/mo (50% DSR)
Upfront cash ≈ HK$19.81M (deposit + AVD stamp duty HK$2,457,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,383
−HK$11,096/mo
▼ 0.25% · 3.875%
HK$210,891
−HK$5,588/mo
Today · 4.125%
HK$216,479
baseline
▲ 0.50% · 4.625%
HK$227,890
+HK$11,411/mo
Deposit HK$17.35M · loan HK$40.48M · min. income ≈ HK$432,958/mo (50% DSR)
Upfront cash ≈ HK$19.81M (deposit + AVD stamp duty HK$2,457,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,362
−HK$14,885/mo
▼ 0.25% · 3.875%
HK$244,746
−HK$7,501/mo
Today · 4.125%
HK$252,247
baseline
▲ 0.50% · 4.625%
HK$267,596
+HK$15,349/mo
Deposit HK$5.78M · loan HK$52.05M · min. income ≈ HK$504,494/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$2,457,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$264,063
−HK$14,267/mo
▼ 0.25% · 3.875%
HK$271,145
−HK$7,185/mo
Today · 4.125%
HK$278,330
baseline
▲ 0.50% · 4.625%
HK$293,001
+HK$14,671/mo
Deposit HK$5.78M · loan HK$52.05M · min. income ≈ HK$556,660/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$2,457,789 · Scale 2, in force from 26 Feb 2026)