LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,188
−HK$827/mo
▼ 0.25% · 3.875%
HK$13,598
−HK$417/mo
Today · 4.125%
HK$14,015
baseline
▲ 0.50% · 4.625%
HK$14,867
+HK$852/mo
Deposit HK$2.89M · loan HK$2.89M · min. income ≈ HK$28,030/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$130,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,671
−HK$793/mo
▼ 0.25% · 3.875%
HK$15,065
−HK$399/mo
Today · 4.125%
HK$15,464
baseline
▲ 0.50% · 4.625%
HK$16,279
+HK$815/mo
Deposit HK$2.89M · loan HK$2.89M · min. income ≈ HK$30,928/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$130,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,825
−HK$992/mo
▼ 0.25% · 3.875%
HK$16,317
−HK$500/mo
Today · 4.125%
HK$16,817
baseline
▲ 0.50% · 4.625%
HK$17,841
+HK$1,024/mo
Deposit HK$2.31M · loan HK$3.47M · min. income ≈ HK$33,634/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$130,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,605
−HK$951/mo
▼ 0.25% · 3.875%
HK$18,077
−HK$479/mo
Today · 4.125%
HK$18,556
baseline
▲ 0.50% · 4.625%
HK$19,535
+HK$979/mo
Deposit HK$2.31M · loan HK$3.47M · min. income ≈ HK$37,112/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$130,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,463
−HK$1,157/mo
▼ 0.25% · 3.875%
HK$19,037
−HK$583/mo
Today · 4.125%
HK$19,620
baseline
▲ 0.50% · 4.625%
HK$20,814
+HK$1,194/mo
Deposit HK$1.74M · loan HK$4.05M · min. income ≈ HK$39,240/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$130,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,539
−HK$1,110/mo
▼ 0.25% · 3.875%
HK$21,090
−HK$559/mo
Today · 4.125%
HK$21,649
baseline
▲ 0.50% · 4.625%
HK$22,790
+HK$1,141/mo
Deposit HK$1.74M · loan HK$4.05M · min. income ≈ HK$43,298/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$130,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,738
−HK$1,488/mo
▼ 0.25% · 3.875%
HK$24,476
−HK$750/mo
Today · 4.125%
HK$25,226
baseline
▲ 0.50% · 4.625%
HK$26,761
+HK$1,535/mo
Deposit HK$578K · loan HK$5.21M · min. income ≈ HK$50,452/mo (50% DSR)
Upfront cash ≈ HK$708K (deposit + AVD stamp duty HK$130,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,408
−HK$1,427/mo
▼ 0.25% · 3.875%
HK$27,116
−HK$719/mo
Today · 4.125%
HK$27,835
baseline
▲ 0.50% · 4.625%
HK$29,302
+HK$1,467/mo
Deposit HK$578K · loan HK$5.21M · min. income ≈ HK$55,670/mo (50% DSR)
Upfront cash ≈ HK$708K (deposit + AVD stamp duty HK$130,126 · Scale 2, in force from 26 Feb 2026)