LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,188
−HK$827/mo
▼ 0.25% · 3.875%
HK$13,599
−HK$416/mo
Today · 4.125%
HK$14,015
baseline
▲ 0.50% · 4.625%
HK$14,868
+HK$853/mo
Deposit HK$2.89M · loan HK$2.89M · min. income ≈ HK$28,030/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$130,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,672
−HK$793/mo
▼ 0.25% · 3.875%
HK$15,065
−HK$400/mo
Today · 4.125%
HK$15,465
baseline
▲ 0.50% · 4.625%
HK$16,280
+HK$815/mo
Deposit HK$2.89M · loan HK$2.89M · min. income ≈ HK$30,930/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$130,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,826
−HK$993/mo
▼ 0.25% · 3.875%
HK$16,318
−HK$501/mo
Today · 4.125%
HK$16,819
baseline
▲ 0.50% · 4.625%
HK$17,842
+HK$1,023/mo
Deposit HK$2.31M · loan HK$3.47M · min. income ≈ HK$33,638/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$130,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,606
−HK$952/mo
▼ 0.25% · 3.875%
HK$18,079
−HK$479/mo
Today · 4.125%
HK$18,558
baseline
▲ 0.50% · 4.625%
HK$19,536
+HK$978/mo
Deposit HK$2.31M · loan HK$3.47M · min. income ≈ HK$37,116/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$130,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,464
−HK$1,158/mo
▼ 0.25% · 3.875%
HK$19,038
−HK$584/mo
Today · 4.125%
HK$19,622
baseline
▲ 0.50% · 4.625%
HK$20,816
+HK$1,194/mo
Deposit HK$1.74M · loan HK$4.05M · min. income ≈ HK$39,244/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$130,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,541
−HK$1,110/mo
▼ 0.25% · 3.875%
HK$21,092
−HK$559/mo
Today · 4.125%
HK$21,651
baseline
▲ 0.50% · 4.625%
HK$22,792
+HK$1,141/mo
Deposit HK$1.74M · loan HK$4.05M · min. income ≈ HK$43,302/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$130,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,739
−HK$1,489/mo
▼ 0.25% · 3.875%
HK$24,478
−HK$750/mo
Today · 4.125%
HK$25,228
baseline
▲ 0.50% · 4.625%
HK$26,763
+HK$1,535/mo
Deposit HK$578K · loan HK$5.21M · min. income ≈ HK$50,456/mo (50% DSR)
Upfront cash ≈ HK$709K (deposit + AVD stamp duty HK$130,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,410
−HK$1,426/mo
▼ 0.25% · 3.875%
HK$27,118
−HK$718/mo
Today · 4.125%
HK$27,836
baseline
▲ 0.50% · 4.625%
HK$29,304
+HK$1,468/mo
Deposit HK$578K · loan HK$5.21M · min. income ≈ HK$55,672/mo (50% DSR)
Upfront cash ≈ HK$709K (deposit + AVD stamp duty HK$130,135 · Scale 2, in force from 26 Feb 2026)