LTV · monthly repayment
▼ 0.50% · 3.625%
HK$131,889
−HK$8,271/mo
▼ 0.25% · 3.875%
HK$135,992
−HK$4,168/mo
Today · 4.125%
HK$140,160
baseline
▲ 0.50% · 4.625%
HK$148,688
+HK$8,528/mo
Deposit HK$28.92M · loan HK$28.92M · min. income ≈ HK$280,320/mo (50% DSR)
Upfront cash ≈ HK$31.38M (deposit + AVD stamp duty HK$2,458,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,725
−HK$7,928/mo
▼ 0.25% · 3.875%
HK$150,660
−HK$3,993/mo
Today · 4.125%
HK$154,653
baseline
▲ 0.50% · 4.625%
HK$162,804
+HK$8,151/mo
Deposit HK$28.92M · loan HK$28.92M · min. income ≈ HK$309,306/mo (50% DSR)
Upfront cash ≈ HK$31.38M (deposit + AVD stamp duty HK$2,458,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,267
−HK$9,925/mo
▼ 0.25% · 3.875%
HK$163,190
−HK$5,002/mo
Today · 4.125%
HK$168,192
baseline
▲ 0.50% · 4.625%
HK$178,426
+HK$10,234/mo
Deposit HK$23.14M · loan HK$34.70M · min. income ≈ HK$336,384/mo (50% DSR)
Upfront cash ≈ HK$25.59M (deposit + AVD stamp duty HK$2,458,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,070
−HK$9,513/mo
▼ 0.25% · 3.875%
HK$180,793
−HK$4,790/mo
Today · 4.125%
HK$185,583
baseline
▲ 0.50% · 4.625%
HK$195,365
+HK$9,782/mo
Deposit HK$23.14M · loan HK$34.70M · min. income ≈ HK$371,166/mo (50% DSR)
Upfront cash ≈ HK$25.59M (deposit + AVD stamp duty HK$2,458,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,645
−HK$11,579/mo
▼ 0.25% · 3.875%
HK$190,388
−HK$5,836/mo
Today · 4.125%
HK$196,224
baseline
▲ 0.50% · 4.625%
HK$208,163
+HK$11,939/mo
Deposit HK$17.35M · loan HK$40.49M · min. income ≈ HK$392,448/mo (50% DSR)
Upfront cash ≈ HK$19.81M (deposit + AVD stamp duty HK$2,458,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,416
−HK$11,098/mo
▼ 0.25% · 3.875%
HK$210,925
−HK$5,589/mo
Today · 4.125%
HK$216,514
baseline
▲ 0.50% · 4.625%
HK$227,926
+HK$11,412/mo
Deposit HK$17.35M · loan HK$40.49M · min. income ≈ HK$433,028/mo (50% DSR)
Upfront cash ≈ HK$19.81M (deposit + AVD stamp duty HK$2,458,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,401
−HK$14,887/mo
▼ 0.25% · 3.875%
HK$244,785
−HK$7,503/mo
Today · 4.125%
HK$252,288
baseline
▲ 0.50% · 4.625%
HK$267,639
+HK$15,351/mo
Deposit HK$5.78M · loan HK$52.06M · min. income ≈ HK$504,576/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$2,458,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$264,106
−HK$14,269/mo
▼ 0.25% · 3.875%
HK$271,189
−HK$7,186/mo
Today · 4.125%
HK$278,375
baseline
▲ 0.50% · 4.625%
HK$293,048
+HK$14,673/mo
Deposit HK$5.78M · loan HK$52.06M · min. income ≈ HK$556,750/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$2,458,185 · Scale 2, in force from 26 Feb 2026)