LTV · monthly repayment
▼ 0.50% · 3.625%
HK$131,892
−HK$8,271/mo
▼ 0.25% · 3.875%
HK$135,995
−HK$4,168/mo
Today · 4.125%
HK$140,163
baseline
▲ 0.50% · 4.625%
HK$148,692
+HK$8,529/mo
Deposit HK$28.92M · loan HK$28.92M · min. income ≈ HK$280,326/mo (50% DSR)
Upfront cash ≈ HK$31.38M (deposit + AVD stamp duty HK$2,458,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,729
−HK$7,927/mo
▼ 0.25% · 3.875%
HK$150,664
−HK$3,992/mo
Today · 4.125%
HK$154,656
baseline
▲ 0.50% · 4.625%
HK$162,808
+HK$8,152/mo
Deposit HK$28.92M · loan HK$28.92M · min. income ≈ HK$309,312/mo (50% DSR)
Upfront cash ≈ HK$31.38M (deposit + AVD stamp duty HK$2,458,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,271
−HK$9,925/mo
▼ 0.25% · 3.875%
HK$163,194
−HK$5,002/mo
Today · 4.125%
HK$168,196
baseline
▲ 0.50% · 4.625%
HK$178,430
+HK$10,234/mo
Deposit HK$23.14M · loan HK$34.70M · min. income ≈ HK$336,392/mo (50% DSR)
Upfront cash ≈ HK$25.59M (deposit + AVD stamp duty HK$2,458,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,075
−HK$9,513/mo
▼ 0.25% · 3.875%
HK$180,797
−HK$4,791/mo
Today · 4.125%
HK$185,588
baseline
▲ 0.50% · 4.625%
HK$195,370
+HK$9,782/mo
Deposit HK$23.14M · loan HK$34.70M · min. income ≈ HK$371,176/mo (50% DSR)
Upfront cash ≈ HK$25.59M (deposit + AVD stamp duty HK$2,458,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,649
−HK$11,579/mo
▼ 0.25% · 3.875%
HK$190,393
−HK$5,835/mo
Today · 4.125%
HK$196,228
baseline
▲ 0.50% · 4.625%
HK$208,169
+HK$11,941/mo
Deposit HK$17.35M · loan HK$40.49M · min. income ≈ HK$392,456/mo (50% DSR)
Upfront cash ≈ HK$19.81M (deposit + AVD stamp duty HK$2,458,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,421
−HK$11,098/mo
▼ 0.25% · 3.875%
HK$210,930
−HK$5,589/mo
Today · 4.125%
HK$216,519
baseline
▲ 0.50% · 4.625%
HK$227,932
+HK$11,413/mo
Deposit HK$17.35M · loan HK$40.49M · min. income ≈ HK$433,038/mo (50% DSR)
Upfront cash ≈ HK$19.81M (deposit + AVD stamp duty HK$2,458,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,406
−HK$14,888/mo
▼ 0.25% · 3.875%
HK$244,791
−HK$7,503/mo
Today · 4.125%
HK$252,294
baseline
▲ 0.50% · 4.625%
HK$267,645
+HK$15,351/mo
Deposit HK$5.78M · loan HK$52.06M · min. income ≈ HK$504,588/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$2,458,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$264,112
−HK$14,269/mo
▼ 0.25% · 3.875%
HK$271,195
−HK$7,186/mo
Today · 4.125%
HK$278,381
baseline
▲ 0.50% · 4.625%
HK$293,055
+HK$14,674/mo
Deposit HK$5.78M · loan HK$52.06M · min. income ≈ HK$556,762/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$2,458,244 · Scale 2, in force from 26 Feb 2026)