LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,190
−HK$827/mo
▼ 0.25% · 3.875%
HK$13,600
−HK$417/mo
Today · 4.125%
HK$14,017
baseline
▲ 0.50% · 4.625%
HK$14,870
+HK$853/mo
Deposit HK$2.89M · loan HK$2.89M · min. income ≈ HK$28,034/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$130,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,673
−HK$793/mo
▼ 0.25% · 3.875%
HK$15,067
−HK$399/mo
Today · 4.125%
HK$15,466
baseline
▲ 0.50% · 4.625%
HK$16,281
+HK$815/mo
Deposit HK$2.89M · loan HK$2.89M · min. income ≈ HK$30,932/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$130,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,828
−HK$992/mo
▼ 0.25% · 3.875%
HK$16,320
−HK$500/mo
Today · 4.125%
HK$16,820
baseline
▲ 0.50% · 4.625%
HK$17,844
+HK$1,024/mo
Deposit HK$2.31M · loan HK$3.47M · min. income ≈ HK$33,640/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$130,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,608
−HK$951/mo
▼ 0.25% · 3.875%
HK$18,080
−HK$479/mo
Today · 4.125%
HK$18,559
baseline
▲ 0.50% · 4.625%
HK$19,538
+HK$979/mo
Deposit HK$2.31M · loan HK$3.47M · min. income ≈ HK$37,118/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$130,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,466
−HK$1,158/mo
▼ 0.25% · 3.875%
HK$19,040
−HK$584/mo
Today · 4.125%
HK$19,624
baseline
▲ 0.50% · 4.625%
HK$20,818
+HK$1,194/mo
Deposit HK$1.74M · loan HK$4.05M · min. income ≈ HK$39,248/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$130,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,543
−HK$1,110/mo
▼ 0.25% · 3.875%
HK$21,094
−HK$559/mo
Today · 4.125%
HK$21,653
baseline
▲ 0.50% · 4.625%
HK$22,794
+HK$1,141/mo
Deposit HK$1.74M · loan HK$4.05M · min. income ≈ HK$43,306/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$130,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,742
−HK$1,488/mo
▼ 0.25% · 3.875%
HK$24,480
−HK$750/mo
Today · 4.125%
HK$25,230
baseline
▲ 0.50% · 4.625%
HK$26,766
+HK$1,536/mo
Deposit HK$578K · loan HK$5.21M · min. income ≈ HK$50,460/mo (50% DSR)
Upfront cash ≈ HK$709K (deposit + AVD stamp duty HK$130,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,412
−HK$1,427/mo
▼ 0.25% · 3.875%
HK$27,121
−HK$718/mo
Today · 4.125%
HK$27,839
baseline
▲ 0.50% · 4.625%
HK$29,307
+HK$1,468/mo
Deposit HK$578K · loan HK$5.21M · min. income ≈ HK$55,678/mo (50% DSR)
Upfront cash ≈ HK$709K (deposit + AVD stamp duty HK$130,148 · Scale 2, in force from 26 Feb 2026)