LTV · monthly repayment
▼ 0.50% · 3.625%
HK$131,903
−HK$8,271/mo
▼ 0.25% · 3.875%
HK$136,005
−HK$4,169/mo
Today · 4.125%
HK$140,174
baseline
▲ 0.50% · 4.625%
HK$148,703
+HK$8,529/mo
Deposit HK$28.92M · loan HK$28.92M · min. income ≈ HK$280,348/mo (50% DSR)
Upfront cash ≈ HK$31.38M (deposit + AVD stamp duty HK$2,458,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,740
−HK$7,928/mo
▼ 0.25% · 3.875%
HK$150,676
−HK$3,992/mo
Today · 4.125%
HK$154,668
baseline
▲ 0.50% · 4.625%
HK$162,821
+HK$8,153/mo
Deposit HK$28.92M · loan HK$28.92M · min. income ≈ HK$309,336/mo (50% DSR)
Upfront cash ≈ HK$31.38M (deposit + AVD stamp duty HK$2,458,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,283
−HK$9,926/mo
▼ 0.25% · 3.875%
HK$163,207
−HK$5,002/mo
Today · 4.125%
HK$168,209
baseline
▲ 0.50% · 4.625%
HK$178,444
+HK$10,235/mo
Deposit HK$23.14M · loan HK$34.71M · min. income ≈ HK$336,418/mo (50% DSR)
Upfront cash ≈ HK$25.60M (deposit + AVD stamp duty HK$2,458,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,088
−HK$9,514/mo
▼ 0.25% · 3.875%
HK$180,811
−HK$4,791/mo
Today · 4.125%
HK$185,602
baseline
▲ 0.50% · 4.625%
HK$195,385
+HK$9,783/mo
Deposit HK$23.14M · loan HK$34.71M · min. income ≈ HK$371,204/mo (50% DSR)
Upfront cash ≈ HK$25.60M (deposit + AVD stamp duty HK$2,458,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,664
−HK$11,580/mo
▼ 0.25% · 3.875%
HK$190,408
−HK$5,836/mo
Today · 4.125%
HK$196,244
baseline
▲ 0.50% · 4.625%
HK$208,185
+HK$11,941/mo
Deposit HK$17.35M · loan HK$40.49M · min. income ≈ HK$392,488/mo (50% DSR)
Upfront cash ≈ HK$19.81M (deposit + AVD stamp duty HK$2,458,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,436
−HK$11,099/mo
▼ 0.25% · 3.875%
HK$210,946
−HK$5,589/mo
Today · 4.125%
HK$216,535
baseline
▲ 0.50% · 4.625%
HK$227,949
+HK$11,414/mo
Deposit HK$17.35M · loan HK$40.49M · min. income ≈ HK$433,070/mo (50% DSR)
Upfront cash ≈ HK$19.81M (deposit + AVD stamp duty HK$2,458,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,425
−HK$14,888/mo
▼ 0.25% · 3.875%
HK$244,810
−HK$7,503/mo
Today · 4.125%
HK$252,313
baseline
▲ 0.50% · 4.625%
HK$267,666
+HK$15,353/mo
Deposit HK$5.78M · loan HK$52.06M · min. income ≈ HK$504,626/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$2,458,434 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$264,132
−HK$14,271/mo
▼ 0.25% · 3.875%
HK$271,216
−HK$7,187/mo
Today · 4.125%
HK$278,403
baseline
▲ 0.50% · 4.625%
HK$293,078
+HK$14,675/mo
Deposit HK$5.78M · loan HK$52.06M · min. income ≈ HK$556,806/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$2,458,434 · Scale 2, in force from 26 Feb 2026)