LTV · monthly repayment
▼ 0.50% · 3.625%
HK$131,909
−HK$8,272/mo
▼ 0.25% · 3.875%
HK$136,012
−HK$4,169/mo
Today · 4.125%
HK$140,181
baseline
▲ 0.50% · 4.625%
HK$148,710
+HK$8,529/mo
Deposit HK$28.92M · loan HK$28.92M · min. income ≈ HK$280,362/mo (50% DSR)
Upfront cash ≈ HK$31.38M (deposit + AVD stamp duty HK$2,458,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,747
−HK$7,928/mo
▼ 0.25% · 3.875%
HK$150,683
−HK$3,992/mo
Today · 4.125%
HK$154,675
baseline
▲ 0.50% · 4.625%
HK$162,829
+HK$8,154/mo
Deposit HK$28.92M · loan HK$28.92M · min. income ≈ HK$309,350/mo (50% DSR)
Upfront cash ≈ HK$31.38M (deposit + AVD stamp duty HK$2,458,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,290
−HK$9,927/mo
▼ 0.25% · 3.875%
HK$163,214
−HK$5,003/mo
Today · 4.125%
HK$168,217
baseline
▲ 0.50% · 4.625%
HK$178,452
+HK$10,235/mo
Deposit HK$23.14M · loan HK$34.71M · min. income ≈ HK$336,434/mo (50% DSR)
Upfront cash ≈ HK$25.60M (deposit + AVD stamp duty HK$2,458,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,097
−HK$9,514/mo
▼ 0.25% · 3.875%
HK$180,819
−HK$4,792/mo
Today · 4.125%
HK$185,611
baseline
▲ 0.50% · 4.625%
HK$195,394
+HK$9,783/mo
Deposit HK$23.14M · loan HK$34.71M · min. income ≈ HK$371,222/mo (50% DSR)
Upfront cash ≈ HK$25.60M (deposit + AVD stamp duty HK$2,458,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,672
−HK$11,581/mo
▼ 0.25% · 3.875%
HK$190,417
−HK$5,836/mo
Today · 4.125%
HK$196,253
baseline
▲ 0.50% · 4.625%
HK$208,194
+HK$11,941/mo
Deposit HK$17.35M · loan HK$40.49M · min. income ≈ HK$392,506/mo (50% DSR)
Upfront cash ≈ HK$19.81M (deposit + AVD stamp duty HK$2,458,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,446
−HK$11,100/mo
▼ 0.25% · 3.875%
HK$210,956
−HK$5,590/mo
Today · 4.125%
HK$216,546
baseline
▲ 0.50% · 4.625%
HK$227,960
+HK$11,414/mo
Deposit HK$17.35M · loan HK$40.49M · min. income ≈ HK$433,092/mo (50% DSR)
Upfront cash ≈ HK$19.81M (deposit + AVD stamp duty HK$2,458,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,436
−HK$14,889/mo
▼ 0.25% · 3.875%
HK$244,821
−HK$7,504/mo
Today · 4.125%
HK$252,325
baseline
▲ 0.50% · 4.625%
HK$267,678
+HK$15,353/mo
Deposit HK$5.78M · loan HK$52.06M · min. income ≈ HK$504,650/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$2,458,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$264,145
−HK$14,271/mo
▼ 0.25% · 3.875%
HK$271,229
−HK$7,187/mo
Today · 4.125%
HK$278,416
baseline
▲ 0.50% · 4.625%
HK$293,091
+HK$14,675/mo
Deposit HK$5.78M · loan HK$52.06M · min. income ≈ HK$556,832/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$2,458,549 · Scale 2, in force from 26 Feb 2026)