LTV · monthly repayment
▼ 0.50% · 3.625%
HK$131,918
−HK$8,273/mo
▼ 0.25% · 3.875%
HK$136,022
−HK$4,169/mo
Today · 4.125%
HK$140,191
baseline
▲ 0.50% · 4.625%
HK$148,721
+HK$8,530/mo
Deposit HK$28.93M · loan HK$28.93M · min. income ≈ HK$280,382/mo (50% DSR)
Upfront cash ≈ HK$31.38M (deposit + AVD stamp duty HK$2,458,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,758
−HK$7,929/mo
▼ 0.25% · 3.875%
HK$150,694
−HK$3,993/mo
Today · 4.125%
HK$154,687
baseline
▲ 0.50% · 4.625%
HK$162,841
+HK$8,154/mo
Deposit HK$28.93M · loan HK$28.93M · min. income ≈ HK$309,374/mo (50% DSR)
Upfront cash ≈ HK$31.38M (deposit + AVD stamp duty HK$2,458,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,302
−HK$9,927/mo
▼ 0.25% · 3.875%
HK$163,226
−HK$5,003/mo
Today · 4.125%
HK$168,229
baseline
▲ 0.50% · 4.625%
HK$178,465
+HK$10,236/mo
Deposit HK$23.14M · loan HK$34.71M · min. income ≈ HK$336,458/mo (50% DSR)
Upfront cash ≈ HK$25.60M (deposit + AVD stamp duty HK$2,458,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,110
−HK$9,514/mo
▼ 0.25% · 3.875%
HK$180,833
−HK$4,791/mo
Today · 4.125%
HK$185,624
baseline
▲ 0.50% · 4.625%
HK$195,409
+HK$9,785/mo
Deposit HK$23.14M · loan HK$34.71M · min. income ≈ HK$371,248/mo (50% DSR)
Upfront cash ≈ HK$25.60M (deposit + AVD stamp duty HK$2,458,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,686
−HK$11,581/mo
▼ 0.25% · 3.875%
HK$190,431
−HK$5,836/mo
Today · 4.125%
HK$196,267
baseline
▲ 0.50% · 4.625%
HK$208,210
+HK$11,943/mo
Deposit HK$17.36M · loan HK$40.50M · min. income ≈ HK$392,534/mo (50% DSR)
Upfront cash ≈ HK$19.81M (deposit + AVD stamp duty HK$2,458,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,461
−HK$11,101/mo
▼ 0.25% · 3.875%
HK$210,972
−HK$5,590/mo
Today · 4.125%
HK$216,562
baseline
▲ 0.50% · 4.625%
HK$227,977
+HK$11,415/mo
Deposit HK$17.36M · loan HK$40.50M · min. income ≈ HK$433,124/mo (50% DSR)
Upfront cash ≈ HK$19.81M (deposit + AVD stamp duty HK$2,458,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,453
−HK$14,891/mo
▼ 0.25% · 3.875%
HK$244,839
−HK$7,505/mo
Today · 4.125%
HK$252,344
baseline
▲ 0.50% · 4.625%
HK$267,698
+HK$15,354/mo
Deposit HK$5.79M · loan HK$52.07M · min. income ≈ HK$504,688/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$2,458,730 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$264,164
−HK$14,272/mo
▼ 0.25% · 3.875%
HK$271,249
−HK$7,187/mo
Today · 4.125%
HK$278,436
baseline
▲ 0.50% · 4.625%
HK$293,113
+HK$14,677/mo
Deposit HK$5.79M · loan HK$52.07M · min. income ≈ HK$556,872/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$2,458,730 · Scale 2, in force from 26 Feb 2026)