LTV · monthly repayment
▼ 0.50% · 3.625%
HK$131,928
−HK$8,273/mo
▼ 0.25% · 3.875%
HK$136,032
−HK$4,169/mo
Today · 4.125%
HK$140,201
baseline
▲ 0.50% · 4.625%
HK$148,732
+HK$8,531/mo
Deposit HK$28.93M · loan HK$28.93M · min. income ≈ HK$280,402/mo (50% DSR)
Upfront cash ≈ HK$31.39M (deposit + AVD stamp duty HK$2,458,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,768
−HK$7,930/mo
▼ 0.25% · 3.875%
HK$150,705
−HK$3,993/mo
Today · 4.125%
HK$154,698
baseline
▲ 0.50% · 4.625%
HK$162,852
+HK$8,154/mo
Deposit HK$28.93M · loan HK$28.93M · min. income ≈ HK$309,396/mo (50% DSR)
Upfront cash ≈ HK$31.39M (deposit + AVD stamp duty HK$2,458,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,313
−HK$9,928/mo
▼ 0.25% · 3.875%
HK$163,238
−HK$5,003/mo
Today · 4.125%
HK$168,241
baseline
▲ 0.50% · 4.625%
HK$178,478
+HK$10,237/mo
Deposit HK$23.14M · loan HK$34.71M · min. income ≈ HK$336,482/mo (50% DSR)
Upfront cash ≈ HK$25.60M (deposit + AVD stamp duty HK$2,458,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,122
−HK$9,515/mo
▼ 0.25% · 3.875%
HK$180,846
−HK$4,791/mo
Today · 4.125%
HK$185,637
baseline
▲ 0.50% · 4.625%
HK$195,423
+HK$9,786/mo
Deposit HK$23.14M · loan HK$34.71M · min. income ≈ HK$371,274/mo (50% DSR)
Upfront cash ≈ HK$25.60M (deposit + AVD stamp duty HK$2,458,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,699
−HK$11,582/mo
▼ 0.25% · 3.875%
HK$190,444
−HK$5,837/mo
Today · 4.125%
HK$196,281
baseline
▲ 0.50% · 4.625%
HK$208,224
+HK$11,943/mo
Deposit HK$17.36M · loan HK$40.50M · min. income ≈ HK$392,562/mo (50% DSR)
Upfront cash ≈ HK$19.82M (deposit + AVD stamp duty HK$2,458,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,476
−HK$11,101/mo
▼ 0.25% · 3.875%
HK$210,986
−HK$5,591/mo
Today · 4.125%
HK$216,577
baseline
▲ 0.50% · 4.625%
HK$227,993
+HK$11,416/mo
Deposit HK$17.36M · loan HK$40.50M · min. income ≈ HK$433,154/mo (50% DSR)
Upfront cash ≈ HK$19.82M (deposit + AVD stamp duty HK$2,458,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,470
−HK$14,892/mo
▼ 0.25% · 3.875%
HK$244,857
−HK$7,505/mo
Today · 4.125%
HK$252,362
baseline
▲ 0.50% · 4.625%
HK$267,717
+HK$15,355/mo
Deposit HK$5.79M · loan HK$52.07M · min. income ≈ HK$504,724/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$2,458,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$264,183
−HK$14,273/mo
▼ 0.25% · 3.875%
HK$271,268
−HK$7,188/mo
Today · 4.125%
HK$278,456
baseline
▲ 0.50% · 4.625%
HK$293,134
+HK$14,678/mo
Deposit HK$5.79M · loan HK$52.07M · min. income ≈ HK$556,912/mo (50% DSR)
Upfront cash ≈ HK$8.24M (deposit + AVD stamp duty HK$2,458,905 · Scale 2, in force from 26 Feb 2026)