LTV · monthly repayment
▼ 0.50% · 3.625%
HK$131,966
−HK$8,275/mo
▼ 0.25% · 3.875%
HK$136,071
−HK$4,170/mo
Today · 4.125%
HK$140,241
baseline
▲ 0.50% · 4.625%
HK$148,775
+HK$8,534/mo
Deposit HK$28.94M · loan HK$28.94M · min. income ≈ HK$280,482/mo (50% DSR)
Upfront cash ≈ HK$31.40M (deposit + AVD stamp duty HK$2,459,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,811
−HK$7,931/mo
▼ 0.25% · 3.875%
HK$150,748
−HK$3,994/mo
Today · 4.125%
HK$154,742
baseline
▲ 0.50% · 4.625%
HK$162,899
+HK$8,157/mo
Deposit HK$28.94M · loan HK$28.94M · min. income ≈ HK$309,484/mo (50% DSR)
Upfront cash ≈ HK$31.40M (deposit + AVD stamp duty HK$2,459,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,359
−HK$9,931/mo
▼ 0.25% · 3.875%
HK$163,285
−HK$5,005/mo
Today · 4.125%
HK$168,290
baseline
▲ 0.50% · 4.625%
HK$178,530
+HK$10,240/mo
Deposit HK$23.15M · loan HK$34.72M · min. income ≈ HK$336,580/mo (50% DSR)
Upfront cash ≈ HK$25.61M (deposit + AVD stamp duty HK$2,459,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,173
−HK$9,518/mo
▼ 0.25% · 3.875%
HK$180,898
−HK$4,793/mo
Today · 4.125%
HK$185,691
baseline
▲ 0.50% · 4.625%
HK$195,479
+HK$9,788/mo
Deposit HK$23.15M · loan HK$34.72M · min. income ≈ HK$371,382/mo (50% DSR)
Upfront cash ≈ HK$25.61M (deposit + AVD stamp duty HK$2,459,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,752
−HK$11,586/mo
▼ 0.25% · 3.875%
HK$190,499
−HK$5,839/mo
Today · 4.125%
HK$196,338
baseline
▲ 0.50% · 4.625%
HK$208,284
+HK$11,946/mo
Deposit HK$17.36M · loan HK$40.51M · min. income ≈ HK$392,676/mo (50% DSR)
Upfront cash ≈ HK$19.82M (deposit + AVD stamp duty HK$2,459,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,535
−HK$11,104/mo
▼ 0.25% · 3.875%
HK$211,047
−HK$5,592/mo
Today · 4.125%
HK$216,639
baseline
▲ 0.50% · 4.625%
HK$228,059
+HK$11,420/mo
Deposit HK$17.36M · loan HK$40.51M · min. income ≈ HK$433,278/mo (50% DSR)
Upfront cash ≈ HK$19.82M (deposit + AVD stamp duty HK$2,459,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,539
−HK$14,895/mo
▼ 0.25% · 3.875%
HK$244,927
−HK$7,507/mo
Today · 4.125%
HK$252,434
baseline
▲ 0.50% · 4.625%
HK$267,794
+HK$15,360/mo
Deposit HK$5.79M · loan HK$52.09M · min. income ≈ HK$504,868/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$2,459,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$264,259
−HK$14,277/mo
▼ 0.25% · 3.875%
HK$271,347
−HK$7,189/mo
Today · 4.125%
HK$278,536
baseline
▲ 0.50% · 4.625%
HK$293,218
+HK$14,682/mo
Deposit HK$5.79M · loan HK$52.09M · min. income ≈ HK$557,072/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$2,459,614 · Scale 2, in force from 26 Feb 2026)