LTV · monthly repayment
▼ 0.50% · 3.625%
HK$131,975
−HK$8,276/mo
▼ 0.25% · 3.875%
HK$136,080
−HK$4,171/mo
Today · 4.125%
HK$140,251
baseline
▲ 0.50% · 4.625%
HK$148,785
+HK$8,534/mo
Deposit HK$28.94M · loan HK$28.94M · min. income ≈ HK$280,502/mo (50% DSR)
Upfront cash ≈ HK$31.40M (deposit + AVD stamp duty HK$2,459,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,821
−HK$7,932/mo
▼ 0.25% · 3.875%
HK$150,759
−HK$3,994/mo
Today · 4.125%
HK$154,753
baseline
▲ 0.50% · 4.625%
HK$162,910
+HK$8,157/mo
Deposit HK$28.94M · loan HK$28.94M · min. income ≈ HK$309,506/mo (50% DSR)
Upfront cash ≈ HK$31.40M (deposit + AVD stamp duty HK$2,459,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,370
−HK$9,931/mo
▼ 0.25% · 3.875%
HK$163,296
−HK$5,005/mo
Today · 4.125%
HK$168,301
baseline
▲ 0.50% · 4.625%
HK$178,542
+HK$10,241/mo
Deposit HK$23.15M · loan HK$34.73M · min. income ≈ HK$336,602/mo (50% DSR)
Upfront cash ≈ HK$25.61M (deposit + AVD stamp duty HK$2,459,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,185
−HK$9,519/mo
▼ 0.25% · 3.875%
HK$180,910
−HK$4,794/mo
Today · 4.125%
HK$185,704
baseline
▲ 0.50% · 4.625%
HK$195,493
+HK$9,789/mo
Deposit HK$23.15M · loan HK$34.73M · min. income ≈ HK$371,408/mo (50% DSR)
Upfront cash ≈ HK$25.61M (deposit + AVD stamp duty HK$2,459,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,765
−HK$11,587/mo
▼ 0.25% · 3.875%
HK$190,512
−HK$5,840/mo
Today · 4.125%
HK$196,352
baseline
▲ 0.50% · 4.625%
HK$208,299
+HK$11,947/mo
Deposit HK$17.36M · loan HK$40.51M · min. income ≈ HK$392,704/mo (50% DSR)
Upfront cash ≈ HK$19.82M (deposit + AVD stamp duty HK$2,459,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,549
−HK$11,106/mo
▼ 0.25% · 3.875%
HK$211,062
−HK$5,593/mo
Today · 4.125%
HK$216,655
baseline
▲ 0.50% · 4.625%
HK$228,075
+HK$11,420/mo
Deposit HK$17.36M · loan HK$40.51M · min. income ≈ HK$433,310/mo (50% DSR)
Upfront cash ≈ HK$19.82M (deposit + AVD stamp duty HK$2,459,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,555
−HK$14,897/mo
▼ 0.25% · 3.875%
HK$244,944
−HK$7,508/mo
Today · 4.125%
HK$252,452
baseline
▲ 0.50% · 4.625%
HK$267,813
+HK$15,361/mo
Deposit HK$5.79M · loan HK$52.09M · min. income ≈ HK$504,904/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$2,459,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$264,278
−HK$14,278/mo
▼ 0.25% · 3.875%
HK$271,366
−HK$7,190/mo
Today · 4.125%
HK$278,556
baseline
▲ 0.50% · 4.625%
HK$293,239
+HK$14,683/mo
Deposit HK$5.79M · loan HK$52.09M · min. income ≈ HK$557,112/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$2,459,786 · Scale 2, in force from 26 Feb 2026)