LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,199
−HK$827/mo
▼ 0.25% · 3.875%
HK$13,609
−HK$417/mo
Today · 4.125%
HK$14,026
baseline
▲ 0.50% · 4.625%
HK$14,880
+HK$854/mo
Deposit HK$2.89M · loan HK$2.89M · min. income ≈ HK$28,052/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$130,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,684
−HK$793/mo
▼ 0.25% · 3.875%
HK$15,077
−HK$400/mo
Today · 4.125%
HK$15,477
baseline
▲ 0.50% · 4.625%
HK$16,293
+HK$816/mo
Deposit HK$2.89M · loan HK$2.89M · min. income ≈ HK$30,954/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$130,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,839
−HK$993/mo
▼ 0.25% · 3.875%
HK$16,331
−HK$501/mo
Today · 4.125%
HK$16,832
baseline
▲ 0.50% · 4.625%
HK$17,856
+HK$1,024/mo
Deposit HK$2.32M · loan HK$3.47M · min. income ≈ HK$33,664/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$130,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,620
−HK$952/mo
▼ 0.25% · 3.875%
HK$18,093
−HK$479/mo
Today · 4.125%
HK$18,572
baseline
▲ 0.50% · 4.625%
HK$19,551
+HK$979/mo
Deposit HK$2.32M · loan HK$3.47M · min. income ≈ HK$37,144/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$130,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,478
−HK$1,159/mo
▼ 0.25% · 3.875%
HK$19,053
−HK$584/mo
Today · 4.125%
HK$19,637
baseline
▲ 0.50% · 4.625%
HK$20,832
+HK$1,195/mo
Deposit HK$1.74M · loan HK$4.05M · min. income ≈ HK$39,274/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$130,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,557
−HK$1,111/mo
▼ 0.25% · 3.875%
HK$21,108
−HK$560/mo
Today · 4.125%
HK$21,668
baseline
▲ 0.50% · 4.625%
HK$22,810
+HK$1,142/mo
Deposit HK$1.74M · loan HK$4.05M · min. income ≈ HK$43,336/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$130,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,758
−HK$1,490/mo
▼ 0.25% · 3.875%
HK$24,497
−HK$751/mo
Today · 4.125%
HK$25,248
baseline
▲ 0.50% · 4.625%
HK$26,784
+HK$1,536/mo
Deposit HK$579K · loan HK$5.21M · min. income ≈ HK$50,496/mo (50% DSR)
Upfront cash ≈ HK$709K (deposit + AVD stamp duty HK$130,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,430
−HK$1,428/mo
▼ 0.25% · 3.875%
HK$27,139
−HK$719/mo
Today · 4.125%
HK$27,858
baseline
▲ 0.50% · 4.625%
HK$29,327
+HK$1,469/mo
Deposit HK$579K · loan HK$5.21M · min. income ≈ HK$55,716/mo (50% DSR)
Upfront cash ≈ HK$709K (deposit + AVD stamp duty HK$130,237 · Scale 2, in force from 26 Feb 2026)