LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,200
−HK$827/mo
▼ 0.25% · 3.875%
HK$13,610
−HK$417/mo
Today · 4.125%
HK$14,027
baseline
▲ 0.50% · 4.625%
HK$14,881
+HK$854/mo
Deposit HK$2.89M · loan HK$2.89M · min. income ≈ HK$28,054/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$130,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,685
−HK$793/mo
▼ 0.25% · 3.875%
HK$15,078
−HK$400/mo
Today · 4.125%
HK$15,478
baseline
▲ 0.50% · 4.625%
HK$16,294
+HK$816/mo
Deposit HK$2.89M · loan HK$2.89M · min. income ≈ HK$30,956/mo (50% DSR)
Upfront cash ≈ HK$3.02M (deposit + AVD stamp duty HK$130,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,840
−HK$993/mo
▼ 0.25% · 3.875%
HK$16,332
−HK$501/mo
Today · 4.125%
HK$16,833
baseline
▲ 0.50% · 4.625%
HK$17,857
+HK$1,024/mo
Deposit HK$2.32M · loan HK$3.47M · min. income ≈ HK$33,666/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$130,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,621
−HK$953/mo
▼ 0.25% · 3.875%
HK$18,094
−HK$480/mo
Today · 4.125%
HK$18,574
baseline
▲ 0.50% · 4.625%
HK$19,553
+HK$979/mo
Deposit HK$2.32M · loan HK$3.47M · min. income ≈ HK$37,148/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$130,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,480
−HK$1,158/mo
▼ 0.25% · 3.875%
HK$19,054
−HK$584/mo
Today · 4.125%
HK$19,638
baseline
▲ 0.50% · 4.625%
HK$20,833
+HK$1,195/mo
Deposit HK$1.74M · loan HK$4.05M · min. income ≈ HK$39,276/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$130,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,558
−HK$1,111/mo
▼ 0.25% · 3.875%
HK$21,110
−HK$559/mo
Today · 4.125%
HK$21,669
baseline
▲ 0.50% · 4.625%
HK$22,811
+HK$1,142/mo
Deposit HK$1.74M · loan HK$4.05M · min. income ≈ HK$43,338/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$130,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,760
−HK$1,489/mo
▼ 0.25% · 3.875%
HK$24,499
−HK$750/mo
Today · 4.125%
HK$25,249
baseline
▲ 0.50% · 4.625%
HK$26,786
+HK$1,537/mo
Deposit HK$579K · loan HK$5.21M · min. income ≈ HK$50,498/mo (50% DSR)
Upfront cash ≈ HK$709K (deposit + AVD stamp duty HK$130,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,432
−HK$1,428/mo
▼ 0.25% · 3.875%
HK$27,141
−HK$719/mo
Today · 4.125%
HK$27,860
baseline
▲ 0.50% · 4.625%
HK$29,329
+HK$1,469/mo
Deposit HK$579K · loan HK$5.21M · min. income ≈ HK$55,720/mo (50% DSR)
Upfront cash ≈ HK$709K (deposit + AVD stamp duty HK$130,246 · Scale 2, in force from 26 Feb 2026)