LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,203
−HK$828/mo
▼ 0.25% · 3.875%
HK$13,614
−HK$417/mo
Today · 4.125%
HK$14,031
baseline
▲ 0.50% · 4.625%
HK$14,885
+HK$854/mo
Deposit HK$2.90M · loan HK$2.90M · min. income ≈ HK$28,062/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$130,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,688
−HK$794/mo
▼ 0.25% · 3.875%
HK$15,082
−HK$400/mo
Today · 4.125%
HK$15,482
baseline
▲ 0.50% · 4.625%
HK$16,298
+HK$816/mo
Deposit HK$2.90M · loan HK$2.90M · min. income ≈ HK$30,964/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$130,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,844
−HK$993/mo
▼ 0.25% · 3.875%
HK$16,336
−HK$501/mo
Today · 4.125%
HK$16,837
baseline
▲ 0.50% · 4.625%
HK$17,862
+HK$1,025/mo
Deposit HK$2.32M · loan HK$3.47M · min. income ≈ HK$33,674/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$130,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,626
−HK$952/mo
▼ 0.25% · 3.875%
HK$18,099
−HK$479/mo
Today · 4.125%
HK$18,578
baseline
▲ 0.50% · 4.625%
HK$19,557
+HK$979/mo
Deposit HK$2.32M · loan HK$3.47M · min. income ≈ HK$37,156/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$130,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,484
−HK$1,159/mo
▼ 0.25% · 3.875%
HK$19,059
−HK$584/mo
Today · 4.125%
HK$19,643
baseline
▲ 0.50% · 4.625%
HK$20,839
+HK$1,196/mo
Deposit HK$1.74M · loan HK$4.05M · min. income ≈ HK$39,286/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$130,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,564
−HK$1,110/mo
▼ 0.25% · 3.875%
HK$21,115
−HK$559/mo
Today · 4.125%
HK$21,674
baseline
▲ 0.50% · 4.625%
HK$22,817
+HK$1,143/mo
Deposit HK$1.74M · loan HK$4.05M · min. income ≈ HK$43,348/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$130,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,765
−HK$1,491/mo
▼ 0.25% · 3.875%
HK$24,505
−HK$751/mo
Today · 4.125%
HK$25,256
baseline
▲ 0.50% · 4.625%
HK$26,792
+HK$1,536/mo
Deposit HK$579K · loan HK$5.21M · min. income ≈ HK$50,512/mo (50% DSR)
Upfront cash ≈ HK$709K (deposit + AVD stamp duty HK$130,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,439
−HK$1,428/mo
▼ 0.25% · 3.875%
HK$27,148
−HK$719/mo
Today · 4.125%
HK$27,867
baseline
▲ 0.50% · 4.625%
HK$29,336
+HK$1,469/mo
Deposit HK$579K · loan HK$5.21M · min. income ≈ HK$55,734/mo (50% DSR)
Upfront cash ≈ HK$709K (deposit + AVD stamp duty HK$130,279 · Scale 2, in force from 26 Feb 2026)