LTV · monthly repayment
▼ 0.50% · 3.625%
HK$132,052
−HK$8,281/mo
▼ 0.25% · 3.875%
HK$136,160
−HK$4,173/mo
Today · 4.125%
HK$140,333
baseline
▲ 0.50% · 4.625%
HK$148,872
+HK$8,539/mo
Deposit HK$28.96M · loan HK$28.96M · min. income ≈ HK$280,666/mo (50% DSR)
Upfront cash ≈ HK$31.42M (deposit + AVD stamp duty HK$2,461,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,907
−HK$7,937/mo
▼ 0.25% · 3.875%
HK$150,847
−HK$3,997/mo
Today · 4.125%
HK$154,844
baseline
▲ 0.50% · 4.625%
HK$163,006
+HK$8,162/mo
Deposit HK$28.96M · loan HK$28.96M · min. income ≈ HK$309,688/mo (50% DSR)
Upfront cash ≈ HK$31.42M (deposit + AVD stamp duty HK$2,461,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,463
−HK$9,937/mo
▼ 0.25% · 3.875%
HK$163,392
−HK$5,008/mo
Today · 4.125%
HK$168,400
baseline
▲ 0.50% · 4.625%
HK$178,646
+HK$10,246/mo
Deposit HK$23.16M · loan HK$34.75M · min. income ≈ HK$336,800/mo (50% DSR)
Upfront cash ≈ HK$25.63M (deposit + AVD stamp duty HK$2,461,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,288
−HK$9,524/mo
▼ 0.25% · 3.875%
HK$181,016
−HK$4,796/mo
Today · 4.125%
HK$185,812
baseline
▲ 0.50% · 4.625%
HK$195,607
+HK$9,795/mo
Deposit HK$23.16M · loan HK$34.75M · min. income ≈ HK$371,624/mo (50% DSR)
Upfront cash ≈ HK$25.63M (deposit + AVD stamp duty HK$2,461,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,873
−HK$11,593/mo
▼ 0.25% · 3.875%
HK$190,624
−HK$5,842/mo
Today · 4.125%
HK$196,466
baseline
▲ 0.50% · 4.625%
HK$208,421
+HK$11,955/mo
Deposit HK$17.37M · loan HK$40.54M · min. income ≈ HK$392,932/mo (50% DSR)
Upfront cash ≈ HK$19.83M (deposit + AVD stamp duty HK$2,461,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,669
−HK$11,112/mo
▼ 0.25% · 3.875%
HK$211,185
−HK$5,596/mo
Today · 4.125%
HK$216,781
baseline
▲ 0.50% · 4.625%
HK$228,208
+HK$11,427/mo
Deposit HK$17.37M · loan HK$40.54M · min. income ≈ HK$433,562/mo (50% DSR)
Upfront cash ≈ HK$19.83M (deposit + AVD stamp duty HK$2,461,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,694
−HK$14,906/mo
▼ 0.25% · 3.875%
HK$245,088
−HK$7,512/mo
Today · 4.125%
HK$252,600
baseline
▲ 0.50% · 4.625%
HK$267,970
+HK$15,370/mo
Deposit HK$5.79M · loan HK$52.12M · min. income ≈ HK$505,200/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$2,461,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$264,432
−HK$14,287/mo
▼ 0.25% · 3.875%
HK$271,524
−HK$7,195/mo
Today · 4.125%
HK$278,719
baseline
▲ 0.50% · 4.625%
HK$293,410
+HK$14,691/mo
Deposit HK$5.79M · loan HK$52.12M · min. income ≈ HK$557,438/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$2,461,224 · Scale 2, in force from 26 Feb 2026)