LTV · monthly repayment
▼ 0.50% · 3.625%
HK$132,082
−HK$8,283/mo
▼ 0.25% · 3.875%
HK$136,191
−HK$4,174/mo
Today · 4.125%
HK$140,365
baseline
▲ 0.50% · 4.625%
HK$148,906
+HK$8,541/mo
Deposit HK$28.96M · loan HK$28.96M · min. income ≈ HK$280,730/mo (50% DSR)
Upfront cash ≈ HK$31.42M (deposit + AVD stamp duty HK$2,461,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,940
−HK$7,939/mo
▼ 0.25% · 3.875%
HK$150,881
−HK$3,998/mo
Today · 4.125%
HK$154,879
baseline
▲ 0.50% · 4.625%
HK$163,043
+HK$8,164/mo
Deposit HK$28.96M · loan HK$28.96M · min. income ≈ HK$309,758/mo (50% DSR)
Upfront cash ≈ HK$31.42M (deposit + AVD stamp duty HK$2,461,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,499
−HK$9,939/mo
▼ 0.25% · 3.875%
HK$163,429
−HK$5,009/mo
Today · 4.125%
HK$168,438
baseline
▲ 0.50% · 4.625%
HK$178,687
+HK$10,249/mo
Deposit HK$23.17M · loan HK$34.75M · min. income ≈ HK$336,876/mo (50% DSR)
Upfront cash ≈ HK$25.63M (deposit + AVD stamp duty HK$2,461,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,328
−HK$9,526/mo
▼ 0.25% · 3.875%
HK$181,057
−HK$4,797/mo
Today · 4.125%
HK$185,854
baseline
▲ 0.50% · 4.625%
HK$195,651
+HK$9,797/mo
Deposit HK$23.17M · loan HK$34.75M · min. income ≈ HK$371,708/mo (50% DSR)
Upfront cash ≈ HK$25.63M (deposit + AVD stamp duty HK$2,461,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,915
−HK$11,596/mo
▼ 0.25% · 3.875%
HK$190,667
−HK$5,844/mo
Today · 4.125%
HK$196,511
baseline
▲ 0.50% · 4.625%
HK$208,468
+HK$11,957/mo
Deposit HK$17.38M · loan HK$40.55M · min. income ≈ HK$393,022/mo (50% DSR)
Upfront cash ≈ HK$19.84M (deposit + AVD stamp duty HK$2,461,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,716
−HK$11,114/mo
▼ 0.25% · 3.875%
HK$211,233
−HK$5,597/mo
Today · 4.125%
HK$216,830
baseline
▲ 0.50% · 4.625%
HK$228,260
+HK$11,430/mo
Deposit HK$17.38M · loan HK$40.55M · min. income ≈ HK$433,660/mo (50% DSR)
Upfront cash ≈ HK$19.84M (deposit + AVD stamp duty HK$2,461,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,748
−HK$14,909/mo
▼ 0.25% · 3.875%
HK$245,143
−HK$7,514/mo
Today · 4.125%
HK$252,657
baseline
▲ 0.50% · 4.625%
HK$268,030
+HK$15,373/mo
Deposit HK$5.79M · loan HK$52.13M · min. income ≈ HK$505,314/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$2,461,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$264,492
−HK$14,290/mo
▼ 0.25% · 3.875%
HK$271,586
−HK$7,196/mo
Today · 4.125%
HK$278,782
baseline
▲ 0.50% · 4.625%
HK$293,477
+HK$14,695/mo
Deposit HK$5.79M · loan HK$52.13M · min. income ≈ HK$557,564/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$2,461,780 · Scale 2, in force from 26 Feb 2026)