LTV · monthly repayment
▼ 0.50% · 3.625%
HK$132,092
−HK$8,284/mo
▼ 0.25% · 3.875%
HK$136,201
−HK$4,175/mo
Today · 4.125%
HK$140,376
baseline
▲ 0.50% · 4.625%
HK$148,917
+HK$8,541/mo
Deposit HK$28.96M · loan HK$28.96M · min. income ≈ HK$280,752/mo (50% DSR)
Upfront cash ≈ HK$31.43M (deposit + AVD stamp duty HK$2,461,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,951
−HK$7,940/mo
▼ 0.25% · 3.875%
HK$150,893
−HK$3,998/mo
Today · 4.125%
HK$154,891
baseline
▲ 0.50% · 4.625%
HK$163,055
+HK$8,164/mo
Deposit HK$28.96M · loan HK$28.96M · min. income ≈ HK$309,782/mo (50% DSR)
Upfront cash ≈ HK$31.43M (deposit + AVD stamp duty HK$2,461,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,511
−HK$9,940/mo
▼ 0.25% · 3.875%
HK$163,441
−HK$5,010/mo
Today · 4.125%
HK$168,451
baseline
▲ 0.50% · 4.625%
HK$178,701
+HK$10,250/mo
Deposit HK$23.17M · loan HK$34.76M · min. income ≈ HK$336,902/mo (50% DSR)
Upfront cash ≈ HK$25.63M (deposit + AVD stamp duty HK$2,461,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,342
−HK$9,527/mo
▼ 0.25% · 3.875%
HK$181,071
−HK$4,798/mo
Today · 4.125%
HK$185,869
baseline
▲ 0.50% · 4.625%
HK$195,666
+HK$9,797/mo
Deposit HK$23.17M · loan HK$34.76M · min. income ≈ HK$371,738/mo (50% DSR)
Upfront cash ≈ HK$25.63M (deposit + AVD stamp duty HK$2,461,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,929
−HK$11,597/mo
▼ 0.25% · 3.875%
HK$190,682
−HK$5,844/mo
Today · 4.125%
HK$196,526
baseline
▲ 0.50% · 4.625%
HK$208,484
+HK$11,958/mo
Deposit HK$17.38M · loan HK$40.55M · min. income ≈ HK$393,052/mo (50% DSR)
Upfront cash ≈ HK$19.84M (deposit + AVD stamp duty HK$2,461,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,732
−HK$11,115/mo
▼ 0.25% · 3.875%
HK$211,250
−HK$5,597/mo
Today · 4.125%
HK$216,847
baseline
▲ 0.50% · 4.625%
HK$228,277
+HK$11,430/mo
Deposit HK$17.38M · loan HK$40.55M · min. income ≈ HK$433,694/mo (50% DSR)
Upfront cash ≈ HK$19.84M (deposit + AVD stamp duty HK$2,461,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,766
−HK$14,910/mo
▼ 0.25% · 3.875%
HK$245,162
−HK$7,514/mo
Today · 4.125%
HK$252,676
baseline
▲ 0.50% · 4.625%
HK$268,051
+HK$15,375/mo
Deposit HK$5.79M · loan HK$52.14M · min. income ≈ HK$505,352/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$2,461,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$264,512
−HK$14,291/mo
▼ 0.25% · 3.875%
HK$271,607
−HK$7,196/mo
Today · 4.125%
HK$278,803
baseline
▲ 0.50% · 4.625%
HK$293,499
+HK$14,696/mo
Deposit HK$5.79M · loan HK$52.14M · min. income ≈ HK$557,606/mo (50% DSR)
Upfront cash ≈ HK$8.25M (deposit + AVD stamp duty HK$2,461,970 · Scale 2, in force from 26 Feb 2026)