LTV · monthly repayment
▼ 0.50% · 3.625%
HK$132,095
−HK$8,284/mo
▼ 0.25% · 3.875%
HK$136,204
−HK$4,175/mo
Today · 4.125%
HK$140,379
baseline
▲ 0.50% · 4.625%
HK$148,920
+HK$8,541/mo
Deposit HK$28.96M · loan HK$28.96M · min. income ≈ HK$280,758/mo (50% DSR)
Upfront cash ≈ HK$31.43M (deposit + AVD stamp duty HK$2,462,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,954
−HK$7,940/mo
▼ 0.25% · 3.875%
HK$150,896
−HK$3,998/mo
Today · 4.125%
HK$154,894
baseline
▲ 0.50% · 4.625%
HK$163,059
+HK$8,165/mo
Deposit HK$28.96M · loan HK$28.96M · min. income ≈ HK$309,788/mo (50% DSR)
Upfront cash ≈ HK$31.43M (deposit + AVD stamp duty HK$2,462,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,514
−HK$9,940/mo
▼ 0.25% · 3.875%
HK$163,445
−HK$5,009/mo
Today · 4.125%
HK$168,454
baseline
▲ 0.50% · 4.625%
HK$178,704
+HK$10,250/mo
Deposit HK$23.17M · loan HK$34.76M · min. income ≈ HK$336,908/mo (50% DSR)
Upfront cash ≈ HK$25.63M (deposit + AVD stamp duty HK$2,462,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,345
−HK$9,528/mo
▼ 0.25% · 3.875%
HK$181,075
−HK$4,798/mo
Today · 4.125%
HK$185,873
baseline
▲ 0.50% · 4.625%
HK$195,670
+HK$9,797/mo
Deposit HK$23.17M · loan HK$34.76M · min. income ≈ HK$371,746/mo (50% DSR)
Upfront cash ≈ HK$25.63M (deposit + AVD stamp duty HK$2,462,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,933
−HK$11,597/mo
▼ 0.25% · 3.875%
HK$190,686
−HK$5,844/mo
Today · 4.125%
HK$196,530
baseline
▲ 0.50% · 4.625%
HK$208,488
+HK$11,958/mo
Deposit HK$17.38M · loan HK$40.55M · min. income ≈ HK$393,060/mo (50% DSR)
Upfront cash ≈ HK$19.84M (deposit + AVD stamp duty HK$2,462,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,736
−HK$11,116/mo
▼ 0.25% · 3.875%
HK$211,254
−HK$5,598/mo
Today · 4.125%
HK$216,852
baseline
▲ 0.50% · 4.625%
HK$228,282
+HK$11,430/mo
Deposit HK$17.38M · loan HK$40.55M · min. income ≈ HK$433,704/mo (50% DSR)
Upfront cash ≈ HK$19.84M (deposit + AVD stamp duty HK$2,462,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,771
−HK$14,910/mo
▼ 0.25% · 3.875%
HK$245,167
−HK$7,514/mo
Today · 4.125%
HK$252,681
baseline
▲ 0.50% · 4.625%
HK$268,057
+HK$15,376/mo
Deposit HK$5.79M · loan HK$52.14M · min. income ≈ HK$505,362/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$2,462,022 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$264,518
−HK$14,291/mo
▼ 0.25% · 3.875%
HK$271,612
−HK$7,197/mo
Today · 4.125%
HK$278,809
baseline
▲ 0.50% · 4.625%
HK$293,506
+HK$14,697/mo
Deposit HK$5.79M · loan HK$52.14M · min. income ≈ HK$557,618/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$2,462,022 · Scale 2, in force from 26 Feb 2026)