LTV · monthly repayment
▼ 0.50% · 3.625%
HK$132,098
−HK$8,284/mo
▼ 0.25% · 3.875%
HK$136,207
−HK$4,175/mo
Today · 4.125%
HK$140,382
baseline
▲ 0.50% · 4.625%
HK$148,924
+HK$8,542/mo
Deposit HK$28.97M · loan HK$28.97M · min. income ≈ HK$280,764/mo (50% DSR)
Upfront cash ≈ HK$31.43M (deposit + AVD stamp duty HK$2,462,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,958
−HK$7,939/mo
▼ 0.25% · 3.875%
HK$150,899
−HK$3,998/mo
Today · 4.125%
HK$154,897
baseline
▲ 0.50% · 4.625%
HK$163,062
+HK$8,165/mo
Deposit HK$28.97M · loan HK$28.97M · min. income ≈ HK$309,794/mo (50% DSR)
Upfront cash ≈ HK$31.43M (deposit + AVD stamp duty HK$2,462,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,518
−HK$9,940/mo
▼ 0.25% · 3.875%
HK$163,449
−HK$5,009/mo
Today · 4.125%
HK$168,458
baseline
▲ 0.50% · 4.625%
HK$178,708
+HK$10,250/mo
Deposit HK$23.17M · loan HK$34.76M · min. income ≈ HK$336,916/mo (50% DSR)
Upfront cash ≈ HK$25.63M (deposit + AVD stamp duty HK$2,462,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,349
−HK$9,528/mo
▼ 0.25% · 3.875%
HK$181,079
−HK$4,798/mo
Today · 4.125%
HK$185,877
baseline
▲ 0.50% · 4.625%
HK$195,675
+HK$9,798/mo
Deposit HK$23.17M · loan HK$34.76M · min. income ≈ HK$371,754/mo (50% DSR)
Upfront cash ≈ HK$25.63M (deposit + AVD stamp duty HK$2,462,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,937
−HK$11,598/mo
▼ 0.25% · 3.875%
HK$190,690
−HK$5,845/mo
Today · 4.125%
HK$196,535
baseline
▲ 0.50% · 4.625%
HK$208,493
+HK$11,958/mo
Deposit HK$17.38M · loan HK$40.55M · min. income ≈ HK$393,070/mo (50% DSR)
Upfront cash ≈ HK$19.84M (deposit + AVD stamp duty HK$2,462,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,741
−HK$11,115/mo
▼ 0.25% · 3.875%
HK$211,259
−HK$5,597/mo
Today · 4.125%
HK$216,856
baseline
▲ 0.50% · 4.625%
HK$228,287
+HK$11,431/mo
Deposit HK$17.38M · loan HK$40.55M · min. income ≈ HK$433,712/mo (50% DSR)
Upfront cash ≈ HK$19.84M (deposit + AVD stamp duty HK$2,462,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,777
−HK$14,910/mo
▼ 0.25% · 3.875%
HK$245,173
−HK$7,514/mo
Today · 4.125%
HK$252,687
baseline
▲ 0.50% · 4.625%
HK$268,063
+HK$15,376/mo
Deposit HK$5.79M · loan HK$52.14M · min. income ≈ HK$505,374/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$2,462,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$264,524
−HK$14,291/mo
▼ 0.25% · 3.875%
HK$271,618
−HK$7,197/mo
Today · 4.125%
HK$278,815
baseline
▲ 0.50% · 4.625%
HK$293,512
+HK$14,697/mo
Deposit HK$5.79M · loan HK$52.14M · min. income ≈ HK$557,630/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$2,462,079 · Scale 2, in force from 26 Feb 2026)