LTV · monthly repayment
▼ 0.50% · 3.625%
HK$132,111
−HK$8,284/mo
▼ 0.25% · 3.875%
HK$136,220
−HK$4,175/mo
Today · 4.125%
HK$140,395
baseline
▲ 0.50% · 4.625%
HK$148,938
+HK$8,543/mo
Deposit HK$28.97M · loan HK$28.97M · min. income ≈ HK$280,790/mo (50% DSR)
Upfront cash ≈ HK$31.43M (deposit + AVD stamp duty HK$2,462,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,972
−HK$7,941/mo
▼ 0.25% · 3.875%
HK$150,914
−HK$3,999/mo
Today · 4.125%
HK$154,913
baseline
▲ 0.50% · 4.625%
HK$163,078
+HK$8,165/mo
Deposit HK$28.97M · loan HK$28.97M · min. income ≈ HK$309,826/mo (50% DSR)
Upfront cash ≈ HK$31.43M (deposit + AVD stamp duty HK$2,462,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,533
−HK$9,942/mo
▼ 0.25% · 3.875%
HK$163,464
−HK$5,011/mo
Today · 4.125%
HK$168,475
baseline
▲ 0.50% · 4.625%
HK$178,726
+HK$10,251/mo
Deposit HK$23.17M · loan HK$34.76M · min. income ≈ HK$336,950/mo (50% DSR)
Upfront cash ≈ HK$25.64M (deposit + AVD stamp duty HK$2,462,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,366
−HK$9,529/mo
▼ 0.25% · 3.875%
HK$181,097
−HK$4,798/mo
Today · 4.125%
HK$185,895
baseline
▲ 0.50% · 4.625%
HK$195,694
+HK$9,799/mo
Deposit HK$23.17M · loan HK$34.76M · min. income ≈ HK$371,790/mo (50% DSR)
Upfront cash ≈ HK$25.64M (deposit + AVD stamp duty HK$2,462,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,955
−HK$11,599/mo
▼ 0.25% · 3.875%
HK$190,708
−HK$5,846/mo
Today · 4.125%
HK$196,554
baseline
▲ 0.50% · 4.625%
HK$208,513
+HK$11,959/mo
Deposit HK$17.38M · loan HK$40.56M · min. income ≈ HK$393,108/mo (50% DSR)
Upfront cash ≈ HK$19.84M (deposit + AVD stamp duty HK$2,462,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,761
−HK$11,117/mo
▼ 0.25% · 3.875%
HK$211,279
−HK$5,599/mo
Today · 4.125%
HK$216,878
baseline
▲ 0.50% · 4.625%
HK$228,309
+HK$11,431/mo
Deposit HK$17.38M · loan HK$40.56M · min. income ≈ HK$433,756/mo (50% DSR)
Upfront cash ≈ HK$19.84M (deposit + AVD stamp duty HK$2,462,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,800
−HK$14,912/mo
▼ 0.25% · 3.875%
HK$245,197
−HK$7,515/mo
Today · 4.125%
HK$252,712
baseline
▲ 0.50% · 4.625%
HK$268,089
+HK$15,377/mo
Deposit HK$5.79M · loan HK$52.14M · min. income ≈ HK$505,424/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$2,462,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$264,550
−HK$14,293/mo
▼ 0.25% · 3.875%
HK$271,645
−HK$7,198/mo
Today · 4.125%
HK$278,843
baseline
▲ 0.50% · 4.625%
HK$293,541
+HK$14,698/mo
Deposit HK$5.79M · loan HK$52.14M · min. income ≈ HK$557,686/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$2,462,317 · Scale 2, in force from 26 Feb 2026)