LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,211
−HK$829/mo
▼ 0.25% · 3.875%
HK$13,622
−HK$418/mo
Today · 4.125%
HK$14,040
baseline
▲ 0.50% · 4.625%
HK$14,894
+HK$854/mo
Deposit HK$2.90M · loan HK$2.90M · min. income ≈ HK$28,080/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$130,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,697
−HK$794/mo
▼ 0.25% · 3.875%
HK$15,091
−HK$400/mo
Today · 4.125%
HK$15,491
baseline
▲ 0.50% · 4.625%
HK$16,308
+HK$817/mo
Deposit HK$2.90M · loan HK$2.90M · min. income ≈ HK$30,982/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$130,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,853
−HK$995/mo
▼ 0.25% · 3.875%
HK$16,347
−HK$501/mo
Today · 4.125%
HK$16,848
baseline
▲ 0.50% · 4.625%
HK$17,873
+HK$1,025/mo
Deposit HK$2.32M · loan HK$3.48M · min. income ≈ HK$33,696/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$130,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,637
−HK$953/mo
▼ 0.25% · 3.875%
HK$18,110
−HK$480/mo
Today · 4.125%
HK$18,590
baseline
▲ 0.50% · 4.625%
HK$19,569
+HK$979/mo
Deposit HK$2.32M · loan HK$3.48M · min. income ≈ HK$37,180/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$130,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,496
−HK$1,159/mo
▼ 0.25% · 3.875%
HK$19,071
−HK$584/mo
Today · 4.125%
HK$19,655
baseline
▲ 0.50% · 4.625%
HK$20,851
+HK$1,196/mo
Deposit HK$1.74M · loan HK$4.06M · min. income ≈ HK$39,310/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$130,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,576
−HK$1,112/mo
▼ 0.25% · 3.875%
HK$21,128
−HK$560/mo
Today · 4.125%
HK$21,688
baseline
▲ 0.50% · 4.625%
HK$22,831
+HK$1,143/mo
Deposit HK$1.74M · loan HK$4.06M · min. income ≈ HK$43,376/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$130,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,780
−HK$1,491/mo
▼ 0.25% · 3.875%
HK$24,520
−HK$751/mo
Today · 4.125%
HK$25,271
baseline
▲ 0.50% · 4.625%
HK$26,809
+HK$1,538/mo
Deposit HK$579K · loan HK$5.21M · min. income ≈ HK$50,542/mo (50% DSR)
Upfront cash ≈ HK$710K (deposit + AVD stamp duty HK$130,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,455
−HK$1,429/mo
▼ 0.25% · 3.875%
HK$27,165
−HK$719/mo
Today · 4.125%
HK$27,884
baseline
▲ 0.50% · 4.625%
HK$29,354
+HK$1,470/mo
Deposit HK$579K · loan HK$5.21M · min. income ≈ HK$55,768/mo (50% DSR)
Upfront cash ≈ HK$710K (deposit + AVD stamp duty HK$130,359 · Scale 2, in force from 26 Feb 2026)