LTV · monthly repayment
▼ 0.50% · 3.625%
HK$132,122
−HK$8,285/mo
▼ 0.25% · 3.875%
HK$136,232
−HK$4,175/mo
Today · 4.125%
HK$140,407
baseline
▲ 0.50% · 4.625%
HK$148,951
+HK$8,544/mo
Deposit HK$28.97M · loan HK$28.97M · min. income ≈ HK$280,814/mo (50% DSR)
Upfront cash ≈ HK$31.43M (deposit + AVD stamp duty HK$2,462,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,984
−HK$7,941/mo
▼ 0.25% · 3.875%
HK$150,926
−HK$3,999/mo
Today · 4.125%
HK$154,925
baseline
▲ 0.50% · 4.625%
HK$163,092
+HK$8,167/mo
Deposit HK$28.97M · loan HK$28.97M · min. income ≈ HK$309,850/mo (50% DSR)
Upfront cash ≈ HK$31.43M (deposit + AVD stamp duty HK$2,462,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,546
−HK$9,943/mo
▼ 0.25% · 3.875%
HK$163,478
−HK$5,011/mo
Today · 4.125%
HK$168,489
baseline
▲ 0.50% · 4.625%
HK$178,741
+HK$10,252/mo
Deposit HK$23.18M · loan HK$34.77M · min. income ≈ HK$336,978/mo (50% DSR)
Upfront cash ≈ HK$25.64M (deposit + AVD stamp duty HK$2,462,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,381
−HK$9,529/mo
▼ 0.25% · 3.875%
HK$181,112
−HK$4,798/mo
Today · 4.125%
HK$185,910
baseline
▲ 0.50% · 4.625%
HK$195,710
+HK$9,800/mo
Deposit HK$23.18M · loan HK$34.77M · min. income ≈ HK$371,820/mo (50% DSR)
Upfront cash ≈ HK$25.64M (deposit + AVD stamp duty HK$2,462,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,971
−HK$11,599/mo
▼ 0.25% · 3.875%
HK$190,724
−HK$5,846/mo
Today · 4.125%
HK$196,570
baseline
▲ 0.50% · 4.625%
HK$208,531
+HK$11,961/mo
Deposit HK$17.38M · loan HK$40.56M · min. income ≈ HK$393,140/mo (50% DSR)
Upfront cash ≈ HK$19.85M (deposit + AVD stamp duty HK$2,462,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,778
−HK$11,118/mo
▼ 0.25% · 3.875%
HK$211,297
−HK$5,599/mo
Today · 4.125%
HK$216,896
baseline
▲ 0.50% · 4.625%
HK$228,328
+HK$11,432/mo
Deposit HK$17.38M · loan HK$40.56M · min. income ≈ HK$433,792/mo (50% DSR)
Upfront cash ≈ HK$19.85M (deposit + AVD stamp duty HK$2,462,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,819
−HK$14,914/mo
▼ 0.25% · 3.875%
HK$245,217
−HK$7,516/mo
Today · 4.125%
HK$252,733
baseline
▲ 0.50% · 4.625%
HK$268,111
+HK$15,378/mo
Deposit HK$5.79M · loan HK$52.15M · min. income ≈ HK$505,466/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$2,462,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$264,572
−HK$14,294/mo
▼ 0.25% · 3.875%
HK$271,667
−HK$7,199/mo
Today · 4.125%
HK$278,866
baseline
▲ 0.50% · 4.625%
HK$293,565
+HK$14,699/mo
Deposit HK$5.79M · loan HK$52.15M · min. income ≈ HK$557,732/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$2,462,522 · Scale 2, in force from 26 Feb 2026)