LTV · monthly repayment
▼ 0.50% · 3.625%
HK$132,127
−HK$8,286/mo
▼ 0.25% · 3.875%
HK$136,237
−HK$4,176/mo
Today · 4.125%
HK$140,413
baseline
▲ 0.50% · 4.625%
HK$148,956
+HK$8,543/mo
Deposit HK$28.97M · loan HK$28.97M · min. income ≈ HK$280,826/mo (50% DSR)
Upfront cash ≈ HK$31.43M (deposit + AVD stamp duty HK$2,462,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,990
−HK$7,941/mo
▼ 0.25% · 3.875%
HK$150,932
−HK$3,999/mo
Today · 4.125%
HK$154,931
baseline
▲ 0.50% · 4.625%
HK$163,098
+HK$8,167/mo
Deposit HK$28.97M · loan HK$28.97M · min. income ≈ HK$309,862/mo (50% DSR)
Upfront cash ≈ HK$31.43M (deposit + AVD stamp duty HK$2,462,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,552
−HK$9,943/mo
▼ 0.25% · 3.875%
HK$163,484
−HK$5,011/mo
Today · 4.125%
HK$168,495
baseline
▲ 0.50% · 4.625%
HK$178,748
+HK$10,253/mo
Deposit HK$23.18M · loan HK$34.77M · min. income ≈ HK$336,990/mo (50% DSR)
Upfront cash ≈ HK$25.64M (deposit + AVD stamp duty HK$2,462,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,388
−HK$9,530/mo
▼ 0.25% · 3.875%
HK$181,119
−HK$4,799/mo
Today · 4.125%
HK$185,918
baseline
▲ 0.50% · 4.625%
HK$195,718
+HK$9,800/mo
Deposit HK$23.18M · loan HK$34.77M · min. income ≈ HK$371,836/mo (50% DSR)
Upfront cash ≈ HK$25.64M (deposit + AVD stamp duty HK$2,462,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,978
−HK$11,600/mo
▼ 0.25% · 3.875%
HK$190,732
−HK$5,846/mo
Today · 4.125%
HK$196,578
baseline
▲ 0.50% · 4.625%
HK$208,539
+HK$11,961/mo
Deposit HK$17.38M · loan HK$40.56M · min. income ≈ HK$393,156/mo (50% DSR)
Upfront cash ≈ HK$19.85M (deposit + AVD stamp duty HK$2,462,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,786
−HK$11,118/mo
▼ 0.25% · 3.875%
HK$211,305
−HK$5,599/mo
Today · 4.125%
HK$216,904
baseline
▲ 0.50% · 4.625%
HK$228,337
+HK$11,433/mo
Deposit HK$17.38M · loan HK$40.56M · min. income ≈ HK$433,808/mo (50% DSR)
Upfront cash ≈ HK$19.85M (deposit + AVD stamp duty HK$2,462,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,829
−HK$14,914/mo
▼ 0.25% · 3.875%
HK$245,226
−HK$7,517/mo
Today · 4.125%
HK$252,743
baseline
▲ 0.50% · 4.625%
HK$268,121
+HK$15,378/mo
Deposit HK$5.79M · loan HK$52.15M · min. income ≈ HK$505,486/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$2,462,618 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$264,582
−HK$14,295/mo
▼ 0.25% · 3.875%
HK$271,678
−HK$7,199/mo
Today · 4.125%
HK$278,877
baseline
▲ 0.50% · 4.625%
HK$293,576
+HK$14,699/mo
Deposit HK$5.79M · loan HK$52.15M · min. income ≈ HK$557,754/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$2,462,618 · Scale 2, in force from 26 Feb 2026)