LTV · monthly repayment
▼ 0.50% · 3.625%
HK$132,140
−HK$8,286/mo
▼ 0.25% · 3.875%
HK$136,250
−HK$4,176/mo
Today · 4.125%
HK$140,426
baseline
▲ 0.50% · 4.625%
HK$148,971
+HK$8,545/mo
Deposit HK$28.97M · loan HK$28.97M · min. income ≈ HK$280,852/mo (50% DSR)
Upfront cash ≈ HK$31.44M (deposit + AVD stamp duty HK$2,462,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,004
−HK$7,942/mo
▼ 0.25% · 3.875%
HK$150,947
−HK$3,999/mo
Today · 4.125%
HK$154,946
baseline
▲ 0.50% · 4.625%
HK$163,114
+HK$8,168/mo
Deposit HK$28.97M · loan HK$28.97M · min. income ≈ HK$309,892/mo (50% DSR)
Upfront cash ≈ HK$31.44M (deposit + AVD stamp duty HK$2,462,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,568
−HK$9,943/mo
▼ 0.25% · 3.875%
HK$163,500
−HK$5,011/mo
Today · 4.125%
HK$168,511
baseline
▲ 0.50% · 4.625%
HK$178,765
+HK$10,254/mo
Deposit HK$23.18M · loan HK$34.77M · min. income ≈ HK$337,022/mo (50% DSR)
Upfront cash ≈ HK$25.64M (deposit + AVD stamp duty HK$2,462,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,405
−HK$9,531/mo
▼ 0.25% · 3.875%
HK$181,136
−HK$4,800/mo
Today · 4.125%
HK$185,936
baseline
▲ 0.50% · 4.625%
HK$195,736
+HK$9,800/mo
Deposit HK$23.18M · loan HK$34.77M · min. income ≈ HK$371,872/mo (50% DSR)
Upfront cash ≈ HK$25.64M (deposit + AVD stamp duty HK$2,462,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,996
−HK$11,600/mo
▼ 0.25% · 3.875%
HK$190,750
−HK$5,846/mo
Today · 4.125%
HK$196,596
baseline
▲ 0.50% · 4.625%
HK$208,559
+HK$11,963/mo
Deposit HK$17.38M · loan HK$40.56M · min. income ≈ HK$393,192/mo (50% DSR)
Upfront cash ≈ HK$19.85M (deposit + AVD stamp duty HK$2,462,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,806
−HK$11,119/mo
▼ 0.25% · 3.875%
HK$211,325
−HK$5,600/mo
Today · 4.125%
HK$216,925
baseline
▲ 0.50% · 4.625%
HK$228,359
+HK$11,434/mo
Deposit HK$17.38M · loan HK$40.56M · min. income ≈ HK$433,850/mo (50% DSR)
Upfront cash ≈ HK$19.85M (deposit + AVD stamp duty HK$2,462,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,852
−HK$14,915/mo
▼ 0.25% · 3.875%
HK$245,250
−HK$7,517/mo
Today · 4.125%
HK$252,767
baseline
▲ 0.50% · 4.625%
HK$268,147
+HK$15,380/mo
Deposit HK$5.79M · loan HK$52.15M · min. income ≈ HK$505,534/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$2,462,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$264,607
−HK$14,296/mo
▼ 0.25% · 3.875%
HK$271,704
−HK$7,199/mo
Today · 4.125%
HK$278,903
baseline
▲ 0.50% · 4.625%
HK$293,605
+HK$14,702/mo
Deposit HK$5.79M · loan HK$52.15M · min. income ≈ HK$557,806/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$2,462,855 · Scale 2, in force from 26 Feb 2026)