LTV · monthly repayment
▼ 0.50% · 3.625%
HK$132,140
−HK$8,287/mo
▼ 0.25% · 3.875%
HK$136,251
−HK$4,176/mo
Today · 4.125%
HK$140,427
baseline
▲ 0.50% · 4.625%
HK$148,971
+HK$8,544/mo
Deposit HK$28.97M · loan HK$28.97M · min. income ≈ HK$280,854/mo (50% DSR)
Upfront cash ≈ HK$31.44M (deposit + AVD stamp duty HK$2,462,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,005
−HK$7,942/mo
▼ 0.25% · 3.875%
HK$150,947
−HK$4,000/mo
Today · 4.125%
HK$154,947
baseline
▲ 0.50% · 4.625%
HK$163,114
+HK$8,167/mo
Deposit HK$28.97M · loan HK$28.97M · min. income ≈ HK$309,894/mo (50% DSR)
Upfront cash ≈ HK$31.44M (deposit + AVD stamp duty HK$2,462,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,568
−HK$9,944/mo
▼ 0.25% · 3.875%
HK$163,501
−HK$5,011/mo
Today · 4.125%
HK$168,512
baseline
▲ 0.50% · 4.625%
HK$178,765
+HK$10,253/mo
Deposit HK$23.18M · loan HK$34.77M · min. income ≈ HK$337,024/mo (50% DSR)
Upfront cash ≈ HK$25.64M (deposit + AVD stamp duty HK$2,462,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,406
−HK$9,530/mo
▼ 0.25% · 3.875%
HK$181,137
−HK$4,799/mo
Today · 4.125%
HK$185,936
baseline
▲ 0.50% · 4.625%
HK$195,737
+HK$9,801/mo
Deposit HK$23.18M · loan HK$34.77M · min. income ≈ HK$371,872/mo (50% DSR)
Upfront cash ≈ HK$25.64M (deposit + AVD stamp duty HK$2,462,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,996
−HK$11,601/mo
▼ 0.25% · 3.875%
HK$190,751
−HK$5,846/mo
Today · 4.125%
HK$196,597
baseline
▲ 0.50% · 4.625%
HK$208,560
+HK$11,963/mo
Deposit HK$17.38M · loan HK$40.56M · min. income ≈ HK$393,194/mo (50% DSR)
Upfront cash ≈ HK$19.85M (deposit + AVD stamp duty HK$2,462,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,807
−HK$11,119/mo
▼ 0.25% · 3.875%
HK$211,326
−HK$5,600/mo
Today · 4.125%
HK$216,926
baseline
▲ 0.50% · 4.625%
HK$228,360
+HK$11,434/mo
Deposit HK$17.38M · loan HK$40.56M · min. income ≈ HK$433,852/mo (50% DSR)
Upfront cash ≈ HK$19.85M (deposit + AVD stamp duty HK$2,462,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,852
−HK$14,916/mo
▼ 0.25% · 3.875%
HK$245,251
−HK$7,517/mo
Today · 4.125%
HK$252,768
baseline
▲ 0.50% · 4.625%
HK$268,148
+HK$15,380/mo
Deposit HK$5.79M · loan HK$52.15M · min. income ≈ HK$505,536/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$2,462,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$264,608
−HK$14,296/mo
▼ 0.25% · 3.875%
HK$271,705
−HK$7,199/mo
Today · 4.125%
HK$278,904
baseline
▲ 0.50% · 4.625%
HK$293,606
+HK$14,702/mo
Deposit HK$5.79M · loan HK$52.15M · min. income ≈ HK$557,808/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$2,462,864 · Scale 2, in force from 26 Feb 2026)