LTV · monthly repayment
▼ 0.50% · 3.625%
HK$132,145
−HK$8,286/mo
▼ 0.25% · 3.875%
HK$136,255
−HK$4,176/mo
Today · 4.125%
HK$140,431
baseline
▲ 0.50% · 4.625%
HK$148,976
+HK$8,545/mo
Deposit HK$28.98M · loan HK$28.98M · min. income ≈ HK$280,862/mo (50% DSR)
Upfront cash ≈ HK$31.44M (deposit + AVD stamp duty HK$2,462,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,010
−HK$7,942/mo
▼ 0.25% · 3.875%
HK$150,952
−HK$4,000/mo
Today · 4.125%
HK$154,952
baseline
▲ 0.50% · 4.625%
HK$163,120
+HK$8,168/mo
Deposit HK$28.98M · loan HK$28.98M · min. income ≈ HK$309,904/mo (50% DSR)
Upfront cash ≈ HK$31.44M (deposit + AVD stamp duty HK$2,462,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,573
−HK$9,944/mo
▼ 0.25% · 3.875%
HK$163,506
−HK$5,011/mo
Today · 4.125%
HK$168,517
baseline
▲ 0.50% · 4.625%
HK$178,771
+HK$10,254/mo
Deposit HK$23.18M · loan HK$34.77M · min. income ≈ HK$337,034/mo (50% DSR)
Upfront cash ≈ HK$25.64M (deposit + AVD stamp duty HK$2,462,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,411
−HK$9,531/mo
▼ 0.25% · 3.875%
HK$181,143
−HK$4,799/mo
Today · 4.125%
HK$185,942
baseline
▲ 0.50% · 4.625%
HK$195,744
+HK$9,802/mo
Deposit HK$23.18M · loan HK$34.77M · min. income ≈ HK$371,884/mo (50% DSR)
Upfront cash ≈ HK$25.64M (deposit + AVD stamp duty HK$2,462,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,002
−HK$11,602/mo
▼ 0.25% · 3.875%
HK$190,757
−HK$5,847/mo
Today · 4.125%
HK$196,604
baseline
▲ 0.50% · 4.625%
HK$208,567
+HK$11,963/mo
Deposit HK$17.39M · loan HK$40.57M · min. income ≈ HK$393,208/mo (50% DSR)
Upfront cash ≈ HK$19.85M (deposit + AVD stamp duty HK$2,462,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,813
−HK$11,120/mo
▼ 0.25% · 3.875%
HK$211,333
−HK$5,600/mo
Today · 4.125%
HK$216,933
baseline
▲ 0.50% · 4.625%
HK$228,368
+HK$11,435/mo
Deposit HK$17.39M · loan HK$40.57M · min. income ≈ HK$433,866/mo (50% DSR)
Upfront cash ≈ HK$19.85M (deposit + AVD stamp duty HK$2,462,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,860
−HK$14,916/mo
▼ 0.25% · 3.875%
HK$245,259
−HK$7,517/mo
Today · 4.125%
HK$252,776
baseline
▲ 0.50% · 4.625%
HK$268,157
+HK$15,381/mo
Deposit HK$5.80M · loan HK$52.16M · min. income ≈ HK$505,552/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$2,462,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$264,617
−HK$14,297/mo
▼ 0.25% · 3.875%
HK$271,714
−HK$7,200/mo
Today · 4.125%
HK$278,914
baseline
▲ 0.50% · 4.625%
HK$293,615
+HK$14,701/mo
Deposit HK$5.80M · loan HK$52.16M · min. income ≈ HK$557,828/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$2,462,945 · Scale 2, in force from 26 Feb 2026)