LTV · monthly repayment
▼ 0.50% · 3.625%
HK$132,159
−HK$8,287/mo
▼ 0.25% · 3.875%
HK$136,270
−HK$4,176/mo
Today · 4.125%
HK$140,446
baseline
▲ 0.50% · 4.625%
HK$148,992
+HK$8,546/mo
Deposit HK$28.98M · loan HK$28.98M · min. income ≈ HK$280,892/mo (50% DSR)
Upfront cash ≈ HK$31.44M (deposit + AVD stamp duty HK$2,463,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,025
−HK$7,944/mo
▼ 0.25% · 3.875%
HK$150,968
−HK$4,001/mo
Today · 4.125%
HK$154,969
baseline
▲ 0.50% · 4.625%
HK$163,137
+HK$8,168/mo
Deposit HK$28.98M · loan HK$28.98M · min. income ≈ HK$309,938/mo (50% DSR)
Upfront cash ≈ HK$31.44M (deposit + AVD stamp duty HK$2,463,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,591
−HK$9,945/mo
▼ 0.25% · 3.875%
HK$163,524
−HK$5,012/mo
Today · 4.125%
HK$168,536
baseline
▲ 0.50% · 4.625%
HK$178,791
+HK$10,255/mo
Deposit HK$23.18M · loan HK$34.77M · min. income ≈ HK$337,072/mo (50% DSR)
Upfront cash ≈ HK$25.65M (deposit + AVD stamp duty HK$2,463,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,430
−HK$9,532/mo
▼ 0.25% · 3.875%
HK$181,162
−HK$4,800/mo
Today · 4.125%
HK$185,962
baseline
▲ 0.50% · 4.625%
HK$195,765
+HK$9,803/mo
Deposit HK$23.18M · loan HK$34.77M · min. income ≈ HK$371,924/mo (50% DSR)
Upfront cash ≈ HK$25.65M (deposit + AVD stamp duty HK$2,463,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,022
−HK$11,603/mo
▼ 0.25% · 3.875%
HK$190,778
−HK$5,847/mo
Today · 4.125%
HK$196,625
baseline
▲ 0.50% · 4.625%
HK$208,589
+HK$11,964/mo
Deposit HK$17.39M · loan HK$40.57M · min. income ≈ HK$393,250/mo (50% DSR)
Upfront cash ≈ HK$19.85M (deposit + AVD stamp duty HK$2,463,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,835
−HK$11,121/mo
▼ 0.25% · 3.875%
HK$211,356
−HK$5,600/mo
Today · 4.125%
HK$216,956
baseline
▲ 0.50% · 4.625%
HK$228,392
+HK$11,436/mo
Deposit HK$17.39M · loan HK$40.57M · min. income ≈ HK$433,912/mo (50% DSR)
Upfront cash ≈ HK$19.85M (deposit + AVD stamp duty HK$2,463,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,886
−HK$14,917/mo
▼ 0.25% · 3.875%
HK$245,285
−HK$7,518/mo
Today · 4.125%
HK$252,803
baseline
▲ 0.50% · 4.625%
HK$268,186
+HK$15,383/mo
Deposit HK$5.80M · loan HK$52.16M · min. income ≈ HK$505,606/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$2,463,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$264,646
−HK$14,298/mo
▼ 0.25% · 3.875%
HK$271,743
−HK$7,201/mo
Today · 4.125%
HK$278,944
baseline
▲ 0.50% · 4.625%
HK$293,647
+HK$14,703/mo
Deposit HK$5.80M · loan HK$52.16M · min. income ≈ HK$557,888/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$2,463,209 · Scale 2, in force from 26 Feb 2026)