LTV · monthly repayment
▼ 0.50% · 3.625%
HK$132,163
−HK$8,288/mo
▼ 0.25% · 3.875%
HK$136,274
−HK$4,177/mo
Today · 4.125%
HK$140,451
baseline
▲ 0.50% · 4.625%
HK$148,997
+HK$8,546/mo
Deposit HK$28.98M · loan HK$28.98M · min. income ≈ HK$280,902/mo (50% DSR)
Upfront cash ≈ HK$31.44M (deposit + AVD stamp duty HK$2,463,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,030
−HK$7,944/mo
▼ 0.25% · 3.875%
HK$150,973
−HK$4,001/mo
Today · 4.125%
HK$154,974
baseline
▲ 0.50% · 4.625%
HK$163,143
+HK$8,169/mo
Deposit HK$28.98M · loan HK$28.98M · min. income ≈ HK$309,948/mo (50% DSR)
Upfront cash ≈ HK$31.44M (deposit + AVD stamp duty HK$2,463,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,596
−HK$9,945/mo
▼ 0.25% · 3.875%
HK$163,529
−HK$5,012/mo
Today · 4.125%
HK$168,541
baseline
▲ 0.50% · 4.625%
HK$178,796
+HK$10,255/mo
Deposit HK$23.18M · loan HK$34.78M · min. income ≈ HK$337,082/mo (50% DSR)
Upfront cash ≈ HK$25.65M (deposit + AVD stamp duty HK$2,463,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,436
−HK$9,532/mo
▼ 0.25% · 3.875%
HK$181,168
−HK$4,800/mo
Today · 4.125%
HK$185,968
baseline
▲ 0.50% · 4.625%
HK$195,771
+HK$9,803/mo
Deposit HK$23.18M · loan HK$34.78M · min. income ≈ HK$371,936/mo (50% DSR)
Upfront cash ≈ HK$25.65M (deposit + AVD stamp duty HK$2,463,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,028
−HK$11,603/mo
▼ 0.25% · 3.875%
HK$190,784
−HK$5,847/mo
Today · 4.125%
HK$196,631
baseline
▲ 0.50% · 4.625%
HK$208,596
+HK$11,965/mo
Deposit HK$17.39M · loan HK$40.57M · min. income ≈ HK$393,262/mo (50% DSR)
Upfront cash ≈ HK$19.85M (deposit + AVD stamp duty HK$2,463,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,842
−HK$11,121/mo
▼ 0.25% · 3.875%
HK$211,363
−HK$5,600/mo
Today · 4.125%
HK$216,963
baseline
▲ 0.50% · 4.625%
HK$228,400
+HK$11,437/mo
Deposit HK$17.39M · loan HK$40.57M · min. income ≈ HK$433,926/mo (50% DSR)
Upfront cash ≈ HK$19.85M (deposit + AVD stamp duty HK$2,463,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,894
−HK$14,918/mo
▼ 0.25% · 3.875%
HK$245,293
−HK$7,519/mo
Today · 4.125%
HK$252,812
baseline
▲ 0.50% · 4.625%
HK$268,195
+HK$15,383/mo
Deposit HK$5.80M · loan HK$52.16M · min. income ≈ HK$505,624/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$2,463,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$264,654
−HK$14,299/mo
▼ 0.25% · 3.875%
HK$271,752
−HK$7,201/mo
Today · 4.125%
HK$278,953
baseline
▲ 0.50% · 4.625%
HK$293,657
+HK$14,704/mo
Deposit HK$5.80M · loan HK$52.16M · min. income ≈ HK$557,906/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$2,463,290 · Scale 2, in force from 26 Feb 2026)