LTV · monthly repayment
▼ 0.50% · 3.625%
HK$132,167
−HK$8,288/mo
▼ 0.25% · 3.875%
HK$136,278
−HK$4,177/mo
Today · 4.125%
HK$140,455
baseline
▲ 0.50% · 4.625%
HK$149,001
+HK$8,546/mo
Deposit HK$28.98M · loan HK$28.98M · min. income ≈ HK$280,910/mo (50% DSR)
Upfront cash ≈ HK$31.44M (deposit + AVD stamp duty HK$2,463,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,035
−HK$7,943/mo
▼ 0.25% · 3.875%
HK$150,978
−HK$4,000/mo
Today · 4.125%
HK$154,978
baseline
▲ 0.50% · 4.625%
HK$163,147
+HK$8,169/mo
Deposit HK$28.98M · loan HK$28.98M · min. income ≈ HK$309,956/mo (50% DSR)
Upfront cash ≈ HK$31.44M (deposit + AVD stamp duty HK$2,463,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,600
−HK$9,946/mo
▼ 0.25% · 3.875%
HK$163,534
−HK$5,012/mo
Today · 4.125%
HK$168,546
baseline
▲ 0.50% · 4.625%
HK$178,802
+HK$10,256/mo
Deposit HK$23.18M · loan HK$34.78M · min. income ≈ HK$337,092/mo (50% DSR)
Upfront cash ≈ HK$25.65M (deposit + AVD stamp duty HK$2,463,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,441
−HK$9,533/mo
▼ 0.25% · 3.875%
HK$181,173
−HK$4,801/mo
Today · 4.125%
HK$185,974
baseline
▲ 0.50% · 4.625%
HK$195,777
+HK$9,803/mo
Deposit HK$23.18M · loan HK$34.78M · min. income ≈ HK$371,948/mo (50% DSR)
Upfront cash ≈ HK$25.65M (deposit + AVD stamp duty HK$2,463,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,034
−HK$11,603/mo
▼ 0.25% · 3.875%
HK$190,789
−HK$5,848/mo
Today · 4.125%
HK$196,637
baseline
▲ 0.50% · 4.625%
HK$208,602
+HK$11,965/mo
Deposit HK$17.39M · loan HK$40.57M · min. income ≈ HK$393,274/mo (50% DSR)
Upfront cash ≈ HK$19.85M (deposit + AVD stamp duty HK$2,463,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,848
−HK$11,122/mo
▼ 0.25% · 3.875%
HK$211,369
−HK$5,601/mo
Today · 4.125%
HK$216,970
baseline
▲ 0.50% · 4.625%
HK$228,406
+HK$11,436/mo
Deposit HK$17.39M · loan HK$40.57M · min. income ≈ HK$433,940/mo (50% DSR)
Upfront cash ≈ HK$19.85M (deposit + AVD stamp duty HK$2,463,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,901
−HK$14,918/mo
▼ 0.25% · 3.875%
HK$245,301
−HK$7,518/mo
Today · 4.125%
HK$252,819
baseline
▲ 0.50% · 4.625%
HK$268,203
+HK$15,384/mo
Deposit HK$5.80M · loan HK$52.17M · min. income ≈ HK$505,638/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$2,463,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$264,662
−HK$14,299/mo
▼ 0.25% · 3.875%
HK$271,760
−HK$7,201/mo
Today · 4.125%
HK$278,961
baseline
▲ 0.50% · 4.625%
HK$293,665
+HK$14,704/mo
Deposit HK$5.80M · loan HK$52.17M · min. income ≈ HK$557,922/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$2,463,363 · Scale 2, in force from 26 Feb 2026)