LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,218
−HK$829/mo
▼ 0.25% · 3.875%
HK$13,629
−HK$418/mo
Today · 4.125%
HK$14,047
baseline
▲ 0.50% · 4.625%
HK$14,902
+HK$855/mo
Deposit HK$2.90M · loan HK$2.90M · min. income ≈ HK$28,094/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$130,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,705
−HK$795/mo
▼ 0.25% · 3.875%
HK$15,100
−HK$400/mo
Today · 4.125%
HK$15,500
baseline
▲ 0.50% · 4.625%
HK$16,317
+HK$817/mo
Deposit HK$2.90M · loan HK$2.90M · min. income ≈ HK$31,000/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$130,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,862
−HK$995/mo
▼ 0.25% · 3.875%
HK$16,355
−HK$502/mo
Today · 4.125%
HK$16,857
baseline
▲ 0.50% · 4.625%
HK$17,882
+HK$1,025/mo
Deposit HK$2.32M · loan HK$3.48M · min. income ≈ HK$33,714/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$130,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,646
−HK$954/mo
▼ 0.25% · 3.875%
HK$18,119
−HK$481/mo
Today · 4.125%
HK$18,600
baseline
▲ 0.50% · 4.625%
HK$19,580
+HK$980/mo
Deposit HK$2.32M · loan HK$3.48M · min. income ≈ HK$37,200/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$130,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,506
−HK$1,160/mo
▼ 0.25% · 3.875%
HK$19,081
−HK$585/mo
Today · 4.125%
HK$19,666
baseline
▲ 0.50% · 4.625%
HK$20,863
+HK$1,197/mo
Deposit HK$1.74M · loan HK$4.06M · min. income ≈ HK$39,332/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$130,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,587
−HK$1,112/mo
▼ 0.25% · 3.875%
HK$21,139
−HK$560/mo
Today · 4.125%
HK$21,699
baseline
▲ 0.50% · 4.625%
HK$22,843
+HK$1,144/mo
Deposit HK$1.74M · loan HK$4.06M · min. income ≈ HK$43,398/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$130,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,793
−HK$1,492/mo
▼ 0.25% · 3.875%
HK$24,533
−HK$752/mo
Today · 4.125%
HK$25,285
baseline
▲ 0.50% · 4.625%
HK$26,823
+HK$1,538/mo
Deposit HK$580K · loan HK$5.22M · min. income ≈ HK$50,570/mo (50% DSR)
Upfront cash ≈ HK$710K (deposit + AVD stamp duty HK$130,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,469
−HK$1,430/mo
▼ 0.25% · 3.875%
HK$27,179
−HK$720/mo
Today · 4.125%
HK$27,899
baseline
▲ 0.50% · 4.625%
HK$29,370
+HK$1,471/mo
Deposit HK$580K · loan HK$5.22M · min. income ≈ HK$55,798/mo (50% DSR)
Upfront cash ≈ HK$710K (deposit + AVD stamp duty HK$130,429 · Scale 2, in force from 26 Feb 2026)