LTV · monthly repayment
▼ 0.50% · 3.625%
HK$132,199
−HK$8,291/mo
▼ 0.25% · 3.875%
HK$136,312
−HK$4,178/mo
Today · 4.125%
HK$140,490
baseline
▲ 0.50% · 4.625%
HK$149,038
+HK$8,548/mo
Deposit HK$28.99M · loan HK$28.99M · min. income ≈ HK$280,980/mo (50% DSR)
Upfront cash ≈ HK$31.45M (deposit + AVD stamp duty HK$2,463,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,071
−HK$7,945/mo
▼ 0.25% · 3.875%
HK$151,015
−HK$4,001/mo
Today · 4.125%
HK$155,016
baseline
▲ 0.50% · 4.625%
HK$163,187
+HK$8,171/mo
Deposit HK$28.99M · loan HK$28.99M · min. income ≈ HK$310,032/mo (50% DSR)
Upfront cash ≈ HK$31.45M (deposit + AVD stamp duty HK$2,463,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,639
−HK$9,948/mo
▼ 0.25% · 3.875%
HK$163,574
−HK$5,013/mo
Today · 4.125%
HK$168,587
baseline
▲ 0.50% · 4.625%
HK$178,846
+HK$10,259/mo
Deposit HK$23.19M · loan HK$34.79M · min. income ≈ HK$337,174/mo (50% DSR)
Upfront cash ≈ HK$25.65M (deposit + AVD stamp duty HK$2,463,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,485
−HK$9,535/mo
▼ 0.25% · 3.875%
HK$181,218
−HK$4,802/mo
Today · 4.125%
HK$186,020
baseline
▲ 0.50% · 4.625%
HK$195,825
+HK$9,805/mo
Deposit HK$23.19M · loan HK$34.79M · min. income ≈ HK$372,040/mo (50% DSR)
Upfront cash ≈ HK$25.65M (deposit + AVD stamp duty HK$2,463,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,079
−HK$11,606/mo
▼ 0.25% · 3.875%
HK$190,836
−HK$5,849/mo
Today · 4.125%
HK$196,685
baseline
▲ 0.50% · 4.625%
HK$208,653
+HK$11,968/mo
Deposit HK$17.39M · loan HK$40.58M · min. income ≈ HK$393,370/mo (50% DSR)
Upfront cash ≈ HK$19.86M (deposit + AVD stamp duty HK$2,463,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,899
−HK$11,124/mo
▼ 0.25% · 3.875%
HK$211,421
−HK$5,602/mo
Today · 4.125%
HK$217,023
baseline
▲ 0.50% · 4.625%
HK$228,462
+HK$11,439/mo
Deposit HK$17.39M · loan HK$40.58M · min. income ≈ HK$434,046/mo (50% DSR)
Upfront cash ≈ HK$19.86M (deposit + AVD stamp duty HK$2,463,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,959
−HK$14,922/mo
▼ 0.25% · 3.875%
HK$245,361
−HK$7,520/mo
Today · 4.125%
HK$252,881
baseline
▲ 0.50% · 4.625%
HK$268,268
+HK$15,387/mo
Deposit HK$5.80M · loan HK$52.18M · min. income ≈ HK$505,762/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$2,463,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$264,727
−HK$14,302/mo
▼ 0.25% · 3.875%
HK$271,827
−HK$7,202/mo
Today · 4.125%
HK$279,029
baseline
▲ 0.50% · 4.625%
HK$293,737
+HK$14,708/mo
Deposit HK$5.80M · loan HK$52.18M · min. income ≈ HK$558,058/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$2,463,968 · Scale 2, in force from 26 Feb 2026)