LTV · monthly repayment
▼ 0.50% · 3.625%
HK$132,201
−HK$8,290/mo
▼ 0.25% · 3.875%
HK$136,313
−HK$4,178/mo
Today · 4.125%
HK$140,491
baseline
▲ 0.50% · 4.625%
HK$149,039
+HK$8,548/mo
Deposit HK$28.99M · loan HK$28.99M · min. income ≈ HK$280,982/mo (50% DSR)
Upfront cash ≈ HK$31.45M (deposit + AVD stamp duty HK$2,463,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,072
−HK$7,946/mo
▼ 0.25% · 3.875%
HK$151,016
−HK$4,002/mo
Today · 4.125%
HK$155,018
baseline
▲ 0.50% · 4.625%
HK$163,189
+HK$8,171/mo
Deposit HK$28.99M · loan HK$28.99M · min. income ≈ HK$310,036/mo (50% DSR)
Upfront cash ≈ HK$31.45M (deposit + AVD stamp duty HK$2,463,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,641
−HK$9,948/mo
▼ 0.25% · 3.875%
HK$163,575
−HK$5,014/mo
Today · 4.125%
HK$168,589
baseline
▲ 0.50% · 4.625%
HK$178,847
+HK$10,258/mo
Deposit HK$23.19M · loan HK$34.79M · min. income ≈ HK$337,178/mo (50% DSR)
Upfront cash ≈ HK$25.65M (deposit + AVD stamp duty HK$2,463,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,486
−HK$9,535/mo
▼ 0.25% · 3.875%
HK$181,219
−HK$4,802/mo
Today · 4.125%
HK$186,021
baseline
▲ 0.50% · 4.625%
HK$195,827
+HK$9,806/mo
Deposit HK$23.19M · loan HK$34.79M · min. income ≈ HK$372,042/mo (50% DSR)
Upfront cash ≈ HK$25.65M (deposit + AVD stamp duty HK$2,463,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,081
−HK$11,606/mo
▼ 0.25% · 3.875%
HK$190,838
−HK$5,849/mo
Today · 4.125%
HK$196,687
baseline
▲ 0.50% · 4.625%
HK$208,655
+HK$11,968/mo
Deposit HK$17.39M · loan HK$40.58M · min. income ≈ HK$393,374/mo (50% DSR)
Upfront cash ≈ HK$19.86M (deposit + AVD stamp duty HK$2,463,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,900
−HK$11,125/mo
▼ 0.25% · 3.875%
HK$211,423
−HK$5,602/mo
Today · 4.125%
HK$217,025
baseline
▲ 0.50% · 4.625%
HK$228,464
+HK$11,439/mo
Deposit HK$17.39M · loan HK$40.58M · min. income ≈ HK$434,050/mo (50% DSR)
Upfront cash ≈ HK$19.86M (deposit + AVD stamp duty HK$2,463,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,961
−HK$14,922/mo
▼ 0.25% · 3.875%
HK$245,363
−HK$7,520/mo
Today · 4.125%
HK$252,883
baseline
▲ 0.50% · 4.625%
HK$268,271
+HK$15,388/mo
Deposit HK$5.80M · loan HK$52.18M · min. income ≈ HK$505,766/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$2,463,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$264,729
−HK$14,303/mo
▼ 0.25% · 3.875%
HK$271,829
−HK$7,203/mo
Today · 4.125%
HK$279,032
baseline
▲ 0.50% · 4.625%
HK$293,740
+HK$14,708/mo
Deposit HK$5.80M · loan HK$52.18M · min. income ≈ HK$558,064/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$2,463,987 · Scale 2, in force from 26 Feb 2026)