LTV · monthly repayment
▼ 0.50% · 3.625%
HK$132,206
−HK$8,291/mo
▼ 0.25% · 3.875%
HK$136,319
−HK$4,178/mo
Today · 4.125%
HK$140,497
baseline
▲ 0.50% · 4.625%
HK$149,046
+HK$8,549/mo
Deposit HK$28.99M · loan HK$28.99M · min. income ≈ HK$280,994/mo (50% DSR)
Upfront cash ≈ HK$31.45M (deposit + AVD stamp duty HK$2,464,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,078
−HK$7,947/mo
▼ 0.25% · 3.875%
HK$151,023
−HK$4,002/mo
Today · 4.125%
HK$155,025
baseline
▲ 0.50% · 4.625%
HK$163,196
+HK$8,171/mo
Deposit HK$28.99M · loan HK$28.99M · min. income ≈ HK$310,050/mo (50% DSR)
Upfront cash ≈ HK$31.45M (deposit + AVD stamp duty HK$2,464,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,648
−HK$9,948/mo
▼ 0.25% · 3.875%
HK$163,583
−HK$5,013/mo
Today · 4.125%
HK$168,596
baseline
▲ 0.50% · 4.625%
HK$178,855
+HK$10,259/mo
Deposit HK$23.19M · loan HK$34.79M · min. income ≈ HK$337,192/mo (50% DSR)
Upfront cash ≈ HK$25.66M (deposit + AVD stamp duty HK$2,464,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,494
−HK$9,535/mo
▼ 0.25% · 3.875%
HK$181,228
−HK$4,801/mo
Today · 4.125%
HK$186,029
baseline
▲ 0.50% · 4.625%
HK$195,835
+HK$9,806/mo
Deposit HK$23.19M · loan HK$34.79M · min. income ≈ HK$372,058/mo (50% DSR)
Upfront cash ≈ HK$25.66M (deposit + AVD stamp duty HK$2,464,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,089
−HK$11,607/mo
▼ 0.25% · 3.875%
HK$190,846
−HK$5,850/mo
Today · 4.125%
HK$196,696
baseline
▲ 0.50% · 4.625%
HK$208,664
+HK$11,968/mo
Deposit HK$17.39M · loan HK$40.59M · min. income ≈ HK$393,392/mo (50% DSR)
Upfront cash ≈ HK$19.86M (deposit + AVD stamp duty HK$2,464,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,910
−HK$11,124/mo
▼ 0.25% · 3.875%
HK$211,432
−HK$5,602/mo
Today · 4.125%
HK$217,034
baseline
▲ 0.50% · 4.625%
HK$228,475
+HK$11,441/mo
Deposit HK$17.39M · loan HK$40.59M · min. income ≈ HK$434,068/mo (50% DSR)
Upfront cash ≈ HK$19.86M (deposit + AVD stamp duty HK$2,464,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$237,972
−HK$14,923/mo
▼ 0.25% · 3.875%
HK$245,374
−HK$7,521/mo
Today · 4.125%
HK$252,895
baseline
▲ 0.50% · 4.625%
HK$268,283
+HK$15,388/mo
Deposit HK$5.80M · loan HK$52.18M · min. income ≈ HK$505,790/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$2,464,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$264,741
−HK$14,303/mo
▼ 0.25% · 3.875%
HK$271,841
−HK$7,203/mo
Today · 4.125%
HK$279,044
baseline
▲ 0.50% · 4.625%
HK$293,753
+HK$14,709/mo
Deposit HK$5.80M · loan HK$52.18M · min. income ≈ HK$558,088/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$2,464,098 · Scale 2, in force from 26 Feb 2026)