LTV · monthly repayment
▼ 0.50% · 3.625%
HK$132,242
−HK$8,293/mo
▼ 0.25% · 3.875%
HK$136,355
−HK$4,180/mo
Today · 4.125%
HK$140,535
baseline
▲ 0.50% · 4.625%
HK$149,086
+HK$8,551/mo
Deposit HK$29.00M · loan HK$29.00M · min. income ≈ HK$281,070/mo (50% DSR)
Upfront cash ≈ HK$31.46M (deposit + AVD stamp duty HK$2,464,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,118
−HK$7,948/mo
▼ 0.25% · 3.875%
HK$151,064
−HK$4,002/mo
Today · 4.125%
HK$155,066
baseline
▲ 0.50% · 4.625%
HK$163,240
+HK$8,174/mo
Deposit HK$29.00M · loan HK$29.00M · min. income ≈ HK$310,132/mo (50% DSR)
Upfront cash ≈ HK$31.46M (deposit + AVD stamp duty HK$2,464,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,690
−HK$9,952/mo
▼ 0.25% · 3.875%
HK$163,627
−HK$5,015/mo
Today · 4.125%
HK$168,642
baseline
▲ 0.50% · 4.625%
HK$178,903
+HK$10,261/mo
Deposit HK$23.20M · loan HK$34.80M · min. income ≈ HK$337,284/mo (50% DSR)
Upfront cash ≈ HK$25.66M (deposit + AVD stamp duty HK$2,464,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,541
−HK$9,538/mo
▼ 0.25% · 3.875%
HK$181,276
−HK$4,803/mo
Today · 4.125%
HK$186,079
baseline
▲ 0.50% · 4.625%
HK$195,888
+HK$9,809/mo
Deposit HK$23.20M · loan HK$34.80M · min. income ≈ HK$372,158/mo (50% DSR)
Upfront cash ≈ HK$25.66M (deposit + AVD stamp duty HK$2,464,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,139
−HK$11,610/mo
▼ 0.25% · 3.875%
HK$190,898
−HK$5,851/mo
Today · 4.125%
HK$196,749
baseline
▲ 0.50% · 4.625%
HK$208,720
+HK$11,971/mo
Deposit HK$17.40M · loan HK$40.60M · min. income ≈ HK$393,498/mo (50% DSR)
Upfront cash ≈ HK$19.86M (deposit + AVD stamp duty HK$2,464,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,965
−HK$11,128/mo
▼ 0.25% · 3.875%
HK$211,489
−HK$5,604/mo
Today · 4.125%
HK$217,093
baseline
▲ 0.50% · 4.625%
HK$228,536
+HK$11,443/mo
Deposit HK$17.40M · loan HK$40.60M · min. income ≈ HK$434,186/mo (50% DSR)
Upfront cash ≈ HK$19.86M (deposit + AVD stamp duty HK$2,464,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,036
−HK$14,927/mo
▼ 0.25% · 3.875%
HK$245,440
−HK$7,523/mo
Today · 4.125%
HK$252,963
baseline
▲ 0.50% · 4.625%
HK$268,355
+HK$15,392/mo
Deposit HK$5.80M · loan HK$52.19M · min. income ≈ HK$505,926/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$2,464,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$264,812
−HK$14,307/mo
▼ 0.25% · 3.875%
HK$271,914
−HK$7,205/mo
Today · 4.125%
HK$279,119
baseline
▲ 0.50% · 4.625%
HK$293,832
+HK$14,713/mo
Deposit HK$5.80M · loan HK$52.19M · min. income ≈ HK$558,238/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$2,464,761 · Scale 2, in force from 26 Feb 2026)