LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,228
−HK$830/mo
▼ 0.25% · 3.875%
HK$13,640
−HK$418/mo
Today · 4.125%
HK$14,058
baseline
▲ 0.50% · 4.625%
HK$14,913
+HK$855/mo
Deposit HK$2.90M · loan HK$2.90M · min. income ≈ HK$28,116/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$130,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,717
−HK$795/mo
▼ 0.25% · 3.875%
HK$15,111
−HK$401/mo
Today · 4.125%
HK$15,512
baseline
▲ 0.50% · 4.625%
HK$16,329
+HK$817/mo
Deposit HK$2.90M · loan HK$2.90M · min. income ≈ HK$31,024/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$130,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,874
−HK$996/mo
▼ 0.25% · 3.875%
HK$16,368
−HK$502/mo
Today · 4.125%
HK$16,870
baseline
▲ 0.50% · 4.625%
HK$17,896
+HK$1,026/mo
Deposit HK$2.32M · loan HK$3.48M · min. income ≈ HK$33,740/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$130,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,660
−HK$954/mo
▼ 0.25% · 3.875%
HK$18,134
−HK$480/mo
Today · 4.125%
HK$18,614
baseline
▲ 0.50% · 4.625%
HK$19,595
+HK$981/mo
Deposit HK$2.32M · loan HK$3.48M · min. income ≈ HK$37,228/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$130,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,520
−HK$1,161/mo
▼ 0.25% · 3.875%
HK$19,096
−HK$585/mo
Today · 4.125%
HK$19,681
baseline
▲ 0.50% · 4.625%
HK$20,879
+HK$1,198/mo
Deposit HK$1.74M · loan HK$4.06M · min. income ≈ HK$39,362/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$130,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,603
−HK$1,113/mo
▼ 0.25% · 3.875%
HK$21,156
−HK$560/mo
Today · 4.125%
HK$21,716
baseline
▲ 0.50% · 4.625%
HK$22,861
+HK$1,145/mo
Deposit HK$1.74M · loan HK$4.06M · min. income ≈ HK$43,432/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$130,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,811
−HK$1,493/mo
▼ 0.25% · 3.875%
HK$24,552
−HK$752/mo
Today · 4.125%
HK$25,304
baseline
▲ 0.50% · 4.625%
HK$26,844
+HK$1,540/mo
Deposit HK$580K · loan HK$5.22M · min. income ≈ HK$50,608/mo (50% DSR)
Upfront cash ≈ HK$711K (deposit + AVD stamp duty HK$130,530 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,490
−HK$1,431/mo
▼ 0.25% · 3.875%
HK$27,200
−HK$721/mo
Today · 4.125%
HK$27,921
baseline
▲ 0.50% · 4.625%
HK$29,393
+HK$1,472/mo
Deposit HK$580K · loan HK$5.22M · min. income ≈ HK$55,842/mo (50% DSR)
Upfront cash ≈ HK$711K (deposit + AVD stamp duty HK$130,530 · Scale 2, in force from 26 Feb 2026)