LTV · monthly repayment
▼ 0.50% · 3.625%
HK$132,305
−HK$8,297/mo
▼ 0.25% · 3.875%
HK$136,420
−HK$4,182/mo
Today · 4.125%
HK$140,602
baseline
▲ 0.50% · 4.625%
HK$149,157
+HK$8,555/mo
Deposit HK$29.01M · loan HK$29.01M · min. income ≈ HK$281,204/mo (50% DSR)
Upfront cash ≈ HK$31.48M (deposit + AVD stamp duty HK$2,465,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$147,188
−HK$7,952/mo
▼ 0.25% · 3.875%
HK$151,135
−HK$4,005/mo
Today · 4.125%
HK$155,140
baseline
▲ 0.50% · 4.625%
HK$163,318
+HK$8,178/mo
Deposit HK$29.01M · loan HK$29.01M · min. income ≈ HK$310,280/mo (50% DSR)
Upfront cash ≈ HK$31.48M (deposit + AVD stamp duty HK$2,465,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$158,766
−HK$9,956/mo
▼ 0.25% · 3.875%
HK$163,704
−HK$5,018/mo
Today · 4.125%
HK$168,722
baseline
▲ 0.50% · 4.625%
HK$178,988
+HK$10,266/mo
Deposit HK$23.21M · loan HK$34.81M · min. income ≈ HK$337,444/mo (50% DSR)
Upfront cash ≈ HK$25.67M (deposit + AVD stamp duty HK$2,465,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$176,626
−HK$9,542/mo
▼ 0.25% · 3.875%
HK$181,363
−HK$4,805/mo
Today · 4.125%
HK$186,168
baseline
▲ 0.50% · 4.625%
HK$195,981
+HK$9,813/mo
Deposit HK$23.21M · loan HK$34.81M · min. income ≈ HK$372,336/mo (50% DSR)
Upfront cash ≈ HK$25.67M (deposit + AVD stamp duty HK$2,465,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,227
−HK$11,615/mo
▼ 0.25% · 3.875%
HK$190,989
−HK$5,853/mo
Today · 4.125%
HK$196,842
baseline
▲ 0.50% · 4.625%
HK$208,820
+HK$11,978/mo
Deposit HK$17.41M · loan HK$40.62M · min. income ≈ HK$393,684/mo (50% DSR)
Upfront cash ≈ HK$19.87M (deposit + AVD stamp duty HK$2,465,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,063
−HK$11,133/mo
▼ 0.25% · 3.875%
HK$211,590
−HK$5,606/mo
Today · 4.125%
HK$217,196
baseline
▲ 0.50% · 4.625%
HK$228,645
+HK$11,449/mo
Deposit HK$17.41M · loan HK$40.62M · min. income ≈ HK$434,392/mo (50% DSR)
Upfront cash ≈ HK$19.87M (deposit + AVD stamp duty HK$2,465,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$238,149
−HK$14,934/mo
▼ 0.25% · 3.875%
HK$245,557
−HK$7,526/mo
Today · 4.125%
HK$253,083
baseline
▲ 0.50% · 4.625%
HK$268,482
+HK$15,399/mo
Deposit HK$5.80M · loan HK$52.22M · min. income ≈ HK$506,166/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$2,465,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$264,938
−HK$14,314/mo
▼ 0.25% · 3.875%
HK$272,044
−HK$7,208/mo
Today · 4.125%
HK$279,252
baseline
▲ 0.50% · 4.625%
HK$293,972
+HK$14,720/mo
Deposit HK$5.80M · loan HK$52.22M · min. income ≈ HK$558,504/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$2,465,934 · Scale 2, in force from 26 Feb 2026)